David Ramirez
$539,990$549,9904 bd2.5 ba1,531 sqft$353 /sqft$3,965 /mo all-in ↓

219 S CRYSTAL DRIVE, SANFORD, FL, 32773

Active81 days on marketListed May 13, 2026MLS #O6403516

Reduced $10KWaterfrontSingle Family ResidenceLOCH ARBOR ISLE OF PINES SEC 2

About this home

219 S CRYSTAL DRIVE

An unbelievable opportunity has become available in the quaint area of Sanford and Lake Mary. A special place taking you back in time, whether that is hopping on the goll cart to the Mayfair Golf Course or a bike ride to downtown Lake Mary for a weekly farmers’ market, boutique shopping, and amazing restaurants. You are conveniently located near the Lake May Sports complex featuring Trailblazer Park and a splash pad. This special place makes sure every holiday is celebrated! Now get ready to visit your neighborhood in Loch Arbor, a special waterfront community where an annual holiday boat parade is a community’s favorite event. Only a few lucky ones can call this chain of lakes home. Your dock is ready to attach your floating dock to place your water toys! Your serene waterway connects to canals that lead to Lake Belair which is perfect for skiing. As you drive to your impressive home, expect to be impressed as your land sprawls over both sides of the water. As you pull in your long driveway, get ready for the magic of carefree living in your newly remodeled home. Enjoy the breathtaking views as you stroll towards the front door and take note of your covered pergola that could become one of the favorite features of the home. You have the comfort of knowing this entire area all the way to the lake is fully fenced. March through the door and explore the breathtaking great room with beautiful tile wood floors. This amazing space includes a fireplace and windows to give you views of your entire property. The room flows into your gourmet kitchen with an amazing island perfect for preparation and social events. The new shaker cabinets, quartz countertops and stainless-steel appliances will make your chef in the family extremely happy. You have a magnificent view of the backyard from your kitchen to watch the family come home while having plenty of extra room to roam. When you are ready to retire for the evening, you pass through the great room before retiring to the bedroom. An impressive walk-in closet and a private bathroom await with double sinks, walk-in shower and washer and dryer to complete the primary. A secondary primary is on the opposite side of the home with a private ½ bath. Two additional junior suites have use of the second full bathroom with a tub/shower combination. There are too many upgrades to mention but roof & HVAC replaced in 2023and updated electrical & plumbing. A new drinking water system and carport and with newer driveway complete the home. This home has it all, so make your private appointment today while the opportunity still exists.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,531

Sqft

0.71 ac

Lot size

1955

Year built

One

Levels

$353

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCeramic Tile · Terrazzo · Tile
AppliancesWater Filtration System
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorth
ParkingGarage Faces Rear
ExteriorStorage

Community & fees

Taxes (2025)$4,651/yr
CommunityLake · Golf Carts OK

Utilities & systems

UtilitiesPublic
WaterCanal/Lake For Irrigation · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,965 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$388
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,900
Interest rate6.00%
Loan term

Estimated payment

$3,965/mo

Principal & interest$3,179
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$388
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sanford actives

$353 vs $216

Days on market

81 vs 29 typical

Where $353/sqft sits among the 394 Sanford actives

91
121
93
56
16
17 · this home
$153–186$186–219$219–253$253–286$286–319$319+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sanford

Map of 219 S CRYSTAL DRIVE

Drive times from this address

Downtown Orlando29 min
Universal Orlando42 min
Orlando Int’l Airport (MCO)42 min
Walt Disney World54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

SANFORD 32773 — neighborhood snapshot

Population

33,184

Median age

38.2

Median income

$63,496

Median home value

$259,600

Avg household

2.56

Households w/ children

4,114

For the school run

Seminole County School District

HighLake Mary High School★★★★★
ElementaryHighlands Elementary School★★★★
MiddleGreenwood Lakes Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$354K$383K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

207 of 394

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% above the SANFORD 32773 median. See the full Sanford market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,990 $10K
May 13, 2026Listed at $549,990 · 81 days on market since
1955Built · LOCH ARBOR ISLE OF PINES SEC 2

Reality check

What actually sold near 219 S CRYSTAL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2019 SHALIMAR LOOPSold · Jan ’26

$290,000

2019 SHALIMAR LOOP

3 bd · 2.5 ba · 1,514 sqft · $192/sqft · 51 DOM

1064 LAUREL RIDGE LANESold · Jan ’26

$285,000

1064 LAUREL RIDGE LANE

3 bd · 2.5 ba · 1,514 sqft · $188/sqft · 87 DOM

1036 LAUREL RIDGE LANESold · Jun ’26

$270,000

1036 LAUREL RIDGE LANE

3 bd · 2.5 ba · 1,489 sqft · $181/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 219 S CRYSTAL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 219 S CRYSTAL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

219 S CRYSTAL DRIVE FAQs

What would the monthly payment be for 219 S CRYSTAL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 219 S CRYSTAL DRIVE?+

The most recent tax bill on record (2025) was $4,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sanford?+

At $539,990, this home is listed about 48% above the Sanford median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 219 S CRYSTAL DRIVE?+

Lake Mary High School (high), Highlands Elementary School (elementary), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$539,990 runs 94% above the SANFORD 32773 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

81 days on market against a Sanford median of 29 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lake Mary High School, Highlands Elementary School, Greenwood Lakes Middle School — Highlands Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $549,990, now $539,990 — a $10K cut. The full history is in the market section below.

Listing courtesy of MBA REALTY GROUP, INC · Sharon O'Malley. MLS #O6403516.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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