David Ramirez
$459,990$471,9904 bd2 ba1,828 sqft$252 /sqft$3,205 /mo all-in ↓

1108 GULL DRIVE, APOPKA, FL, 32703

Active83 days on marketListed Apr 29, 2026MLS #O6403239

Reduced $12KNew constructionSingle Family ResidenceSAGEWOOD

About this home

1108 GULL DRIVE

Sagewood presents the Cali. This all concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the living area, dining room, and outdoor lanai. Entertaining is a breeze, as this popular single-family home features a spacious kitchen island, dining area and a spacious pantry for extra storage. This community has stainless steel appliances, making cooking a piece of cake. Bedroom one, located in the back of the home for privacy, has an en suite bathroom with a double vanity, spacious shower/tub space as well as a spacious walk-in closet. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find a fourth bedroom. This home features a space to fit all your needs. Like all homes in Sagewood, the Cali includes Smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,828

Sqft

0.16 ac

Lot size

2

Garage

2025

Year built

One

Levels

$252

Per sqft

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Range
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$134/mo
Taxes (2025)$0/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Playground · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$0
HOA fee — from the listing$134
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,100
Interest rate6.00%
Loan term

Estimated payment

$3,627/mo

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Est. property taxes$422
HOA / condo fee$134
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$343KedgeAI estimate $419,858 · range $357K$448K$478K

vs edgeAI estimate

+9.6%

$/sqft vs SAGEWOOD

$252 vs $241

Days on market

83 vs 28 typical

Where $252/sqft sits among the 10 homes for sale in SAGEWOOD

4
1
0
2
2 · this home
1
$192–207$207–221$221–236$236–251$251–266$266+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Apopka

Map of 1108 GULL DRIVE

Get to know Apopka. See the full Apopka guide →

APOPKA 32703 — neighborhood snapshot

Population

57,603

Median age

37.9

Median income

$70,338

Median home value

$314,800

Avg household

2.78

Households w/ children

7,169

For the school run

Orange County School District

ElementaryApopka Elementary★★★★★
HighApopka High★★★★★
MiddleWolf Lake Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

1 of 10

SAGEWOOD have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the APOPKA 32703 median. See the full Apopka market guide →

Paper trail

This home's history

CurrentPrice reduced to $459,990 $12K
Apr 29, 2026Listed at $471,990 · 83 days on market since
2025Built · SAGEWOOD

Reality check

What actually sold near 1108 GULL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1060 GULL DRIVESold · May ’26

$463,920

1060 GULL DRIVE · same community

4 bd · 2 ba · 1,828 sqft · $254/sqft · 18 DOM

1078 GULL DRIVESold · Jul ’26

$468,990

1078 GULL DRIVE · same community

4 bd · 2 ba · 1,828 sqft · $257/sqft · 42 DOM

788 PARSONS MOORING COURTSold · Apr ’26

$400,000

788 PARSONS MOORING COURT · same community

4 bd · 2 ba · 1,844 sqft · $217/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1108 GULL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1108 GULL DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1108 GULL DRIVE FAQs

What would the monthly payment be for 1108 GULL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,205/mo — principal and interest, estimated property taxes, the $134/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1108 GULL DRIVE?+

The association fee works out to $134 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1108 GULL DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1108 GULL DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $459,990, this home is listed about 2% above the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1108 GULL DRIVE?+

Apopka Elementary (elementary), Apopka High (high), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$459,990 runs 31% above the APOPKA 32703 median.

02Time on market is leverage

83 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $471,990, now $459,990 — a $12K cut. The full history is in the market section below.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Stephen Cline. MLS #O6403239.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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