5380 LUGO STREET, FORT PIERCE, FL, 34951
Active98 days on marketListed Apr 28, 2026MLS #O6403181
About this home
5380 LUGO STREET
Only minutes away from the beach! Built in 2021, this beautiful single-story home offers 3 bedrooms and 2 bathrooms with a modern open-concept layout designed for comfortable living and entertaining. The spacious kitchen flows seamlessly into the living and dining areas, creating a bright and inviting atmosphere. The primary suite features a generous walk-in closet, while the covered lanai provides the perfect space to relax or enjoy outdoor gatherings. A standout feature is the oversized 3-car garage, offering plenty of room for vehicles, storage, or a workshop. Conveniently located in Fort Pierce near shopping, dining, and major roadways—this home is a must-see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,764
Sqft
0.18 ac
Lot size
3
Garage
2021
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,190 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,190/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$201 vs $210
Days on market
98 vs 65 typical
Where $201/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34951 — neighborhood snapshot
Population
16,871
Median age
57
Median income
$63,214
Median home value
$229,600
Avg household
2.38
Households w/ children
1,142
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
46 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the FORT PIERCE 34951 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 5380 LUGO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$376,000
5317 Lugo St, Fort Pierce FL 34951
4 bd · 2 ba · 1,824 sqft · $206/sqft · 333 DOM
Sold · Aug ’25$350,652
Nearby listing
4 bd · 2 ba · 1,825 sqft · $192/sqft
Sold · Jun ’26$332,324
8642 Giovanni Avenue, Fort Pierce FL 34951
4 bd · 3 ba · 1,836 sqft · $181/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5380 LUGO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5380 LUGO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5380 LUGO STREET FAQs
What would the monthly payment be for 5380 LUGO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,190/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5380 LUGO STREET?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5380 LUGO STREET?+
The most recent tax bill on record (2025) was $9,202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5380 LUGO STREET?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $355,000, this home is listed about 11% above the Fort Pierce median of $319,894. The market section on this page shows how the area is trending.
Which schools are assigned to 5380 LUGO STREET?+
Lakewood Park Elementary School (elementary), Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AROD PARTNERS REALTY · Beatriz Villegas. MLS #O6403181.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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