David Ramirez
$118,000$138,0003 bd2 ba1,198 sqft$98 /sqft$1,722 /mo all-in ↓

4340 AQUA VISTA DRIVE UNIT A, ORLANDO, FL, 32839

Active99 days on marketListed Apr 29, 2026MLS #O6403161

Reduced $20KCondominiumLEMON TREE CONDO SEC 01

About this home

4340 AQUA VISTA DRIVE UNIT A

AVAILABLE TO SHOW, SELLER MOTIVATED. HOA FEES PAID IN FULL FOR ONE YEAR. FINANCING ALLOWED. MOVE-IN READY 3-bedroom, 2-bath condo with WATER VIEWS in the established Lemon Tree community, offering a low-maintenance lifestyle in the heart of Orlando. Positioned in a convenient Central Florida real estate location near Millenia and major roadways, this property presents a strong opportunity for both homeowners and those exploring Orlando homes for sale with long-term value.As you arrive, the exterior sets a welcoming tone with mature landscaping and a community layout designed for easy access and everyday convenience. Entering the home, you’re greeted by a spacious main living area where natural light filters in, creating an open and comfortable environment for both relaxing and gathering. The layout flows naturally into the dining space and kitchen, allowing for easy movement and functionality whether you're hosting or enjoying a quiet evening at home.The kitchen is thoughtfully designed with ample cabinetry and workspace, offering both practicality and a central hub for daily living. Just beyond, the living and dining areas maintain a connected feel, making the space adaptable for different lifestyles. Throughout the home, the layout emphasizes separation where it matters most, with the bedrooms positioned to provide privacy and flexibility.The primary bedroom offers a comfortable retreat with sufficient space for furnishings and personal touches, while the additional two bedrooms can easily function as guest rooms, a home office, or flex spaces depending on your needs. Both bathrooms are conveniently located and designed for everyday use. Storage throughout the home supports an organized lifestyle, and the overall floor plan makes efficient use of its approximately 1,198 square feet of living space .Step outside or explore the community to experience what makes this location stand out. Lemon Tree residents enjoy access to a COMMUNITY POOL, tennis courts, walking paths, and scenic lake surroundings that enhance the day-to-day experience. The HOA covers exterior maintenance and common areas, supporting a more simplified ownership experience .Located in Orlando’s 32839 area, this property places you minutes from The Mall at Millenia, dining, shopping, and major highways for easy commuting across Central Florida. Whether you’re searching for an Orlando relocation home, a Kissimmee property alternative, or evaluating opportunities within Central Florida real estate, this location offers accessibility to key destinations including downtown Orlando, Universal Studios, and area attractions.With its combination of functional layout, community amenities, and prime location, this home fits a variety of lifestyles—from primary residence to long-term investment potential.Contact us today for a private tour or more details on this exceptional opportunity.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,198

Sqft

0.03 ac

Lot size

1976

Year built

One

Levels

$98

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

FoundationBlock
FacesEast
ExteriorBalcony

Community & fees

HOA fee$707/mo
Taxes (2025)$1,297/yr
PetsCats OK, Dogs OK, Yes
CommunityFishing · Lake · Water Access · Waterfront · Buyer Approval Required · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,722 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$695
FHA mortgage insurance (est.)$52
Property tax — 2025 actual bill$108
Condo fee — from the listing$707
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,130Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,130
Interest rate6.00%
Loan term

Estimated payment

$1,722/mo

Principal & interest$695
FHA mortgage insurance (est.)$52
Property taxes (actual bill)$108
HOA / condo fee$707
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $118K
$113KedgeAI estimate $147,687 · range $138K$176K$183K

vs edgeAI estimate

−20.1%

$/sqft vs Orlando actives

$98 vs $248

Days on market

99 vs 40 typical

Where $98/sqft sits among the 400 Orlando actives

37 · this home
134
130
55
13
31
$98–167$167–236$236–304$304–373$373–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 4340 AQUA VISTA DRIVE UNIT A

Drive times from this address

Downtown Orlando9 min
Universal Orlando15 min
Orlando Int’l Airport (MCO)24 min
Walt Disney World27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32839 — neighborhood snapshot

Population

51,807

Median age

32.7

Median income

$50,814

Median home value

$250,800

Avg household

2.59

Households w/ children

4,846

For the school run

Orange County School District

ElementaryPalmetto Elementary★★★★★
MiddleWestridge Middle★★★★
HighOak Ridge High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

171 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 468% above the ORLANDO 32839 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $118,000 $20K
Apr 29, 2026Listed at $138,000 · 99 days on market since
1976Built · LEMON TREE CONDO SEC 01

Reality check

What actually sold near 4340 AQUA VISTA DRIVE UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2412 LEMON TREE LANE UNIT DSold · Apr ’26

$60,000

2412 LEMON TREE LANE UNIT D · same community

3 bd · 2 ba · 1,198 sqft · $50/sqft · 3 DOM

4328 AQUA VISTA DRIVE UNIT BSold · Jan ’26

$65,500

4328 AQUA VISTA DRIVE UNIT B · same community

2 bd · 2 ba · 976 sqft · $67/sqft · 247 DOM

4318 AQUA VISTA DR UNIT KSold · Dec ’25

$100,000

4318 AQUA VISTA DR UNIT K · same community

2 bd · 2 ba · 976 sqft · $102/sqft · 184 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4340 AQUA VISTA DRIVE UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4340 AQUA VISTA DRIVE UNIT A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

4340 AQUA VISTA DRIVE UNIT A FAQs

What would the monthly payment be for 4340 AQUA VISTA DRIVE UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,722/mo — principal and interest, the actual property-tax bill, the $707/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4340 AQUA VISTA DRIVE UNIT A?+

The association fee works out to $707 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4340 AQUA VISTA DRIVE UNIT A?+

The most recent tax bill on record (2025) was $1,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4340 AQUA VISTA DRIVE UNIT A?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $118,000, this home is listed about 70% below the Orlando median of $392,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4340 AQUA VISTA DRIVE UNIT A?+

Palmetto Elementary (elementary), Westridge Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$118,000 runs 468% above the ORLANDO 32839 median.

02Know the monthly fee

The association fee is $707/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

99 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $138,000, now $118,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CLASSIC · Simi Lakhani. MLS #O6403161.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Orlando homes, in your inbox

Like 4340 AQUA VISTA DRIVE UNIT A but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 10:45 AM UTC. The listing information on this page last changed on August 6, 2026 at 10:45 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 10:45 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 10:45 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

4340 AQUA VISTA DRIVE UNIT A, ORLANDO, FL — 3 Bed, 2 Bath — $118,000 | CENTURY 21 Edge