3621 TIPPERARY DRIVE, MERRITT ISLAND, FL, 32953
Active103 days on marketListed Apr 28, 2026MLS #O6403065
About this home
3621 TIPPERARY DRIVE
Amazing opportunity in sought after Sunset Lakes! Spacious light & bright waterfront pool home. 5 full bedrooms & 4 full baths PLUS 3 car garage. 1st floor primary bedroom, walk-in shower, jetted tub, double vanities & double walk-in closets w/private sliders to pool. Open living, dining & kitchen all with views of the pool & pond. Solid surface counters, wood cabinets, stainless appliances, Huge Pantry, vaulted ceilings. Indoor Laundry! Luxury vinyl plank & tile throughout living areas & carpeted bedrooms. Upstairs spacious loft and private bedroom & bath. In addition to primary bedroom, downstairs has 3 additional spacious bedrooms with 2 private baths & pool access. Solar powered home. NEW AC 2023. NEW Roof 2019. NEW HWH. Enjoy tennis, pickleball, basketball, volleyball & playground in Sunset Lakes park. Walking trails wind throughout neighborhood over bridges & along ponds. Community also has a fishing pier on the Indian River. Minutes from Manatee Cove and Mitchell Ellington Parks!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,309
Sqft
0.17 ac
Lot size
3
Garage
2003
Year built
Two
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,223 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,223/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Merritt Island actives
$177 vs $264
Days on market
103 vs 55 typical
Where $177/sqft sits among the 43 Merritt Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$57,867/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Merritt Island rental listing data — this home’s rate depends on size, condition and furnishing.
The Merritt Island short-term market
▼ Softening44%
Occupancy
▼ 35% yr/yr
$276
Avg nightly rate
▲ 8% yr/yr
$29K/yr
Revenue per listing
$122
RevPAR
50 days
Booking lead time
5.2 nights
Avg stay
6
Typical min nights
269
Active rentals
▼ 3% supply
Seasonality — monthly occupancy
Peaks at 65% in Mar · bottoms at 33% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Merritt Island — the projection above is specific to this home’s size.
Where it sits
Inside Sunset Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sunset Lakes is a short-term-rental community. See the full guide →
Sunset Lakes — neighborhood snapshot
Population
817
Median age
52
Median income
$134,500
Median home value
$478,800
Avg household
3
Households w/ children
73%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Merritt Island market
$430K → $607K
Merritt Island median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
23 of 43
Merritt Island actives have cut their price
Median sold price, Merritt Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the MERRITT ISLAND 32953 median. See the full Merritt Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 3621 TIPPERARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$659,900
515 DANBURY LANE
5 bd · 3 ba · 3,282 sqft · $201/sqft · 0 DOM
Sold · Jul ’26$625,000
4405 HEBRON DRIVE
5 bd · 3 ba · 3,369 sqft · $186/sqft · 0 DOM
Sold · Jun ’26$761,200
4658 CORNWALL DRIVE
4 bd · 3 ba · 3,130 sqft · $243/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3621 TIPPERARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3621 TIPPERARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3621 TIPPERARY DRIVE FAQs
What would the monthly payment be for 3621 TIPPERARY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,223/mo — principal and interest, the actual property-tax bill, the $96/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3621 TIPPERARY DRIVE?+
The association fee works out to $96 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3621 TIPPERARY DRIVE?+
The most recent tax bill on record (2025) was $7,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3621 TIPPERARY DRIVE be rented short-term?+
Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3621 TIPPERARY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Merritt Island?+
At $585,000, this home is listed about 2% above the Merritt Island median of $574,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3621 TIPPERARY DRIVE?+
Lewis Carroll Elementary School (elementary), Merritt Island High School (high), Thomas Jefferson Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$585,000 runs 58% above the MERRITT ISLAND 32953 median — but at 3,309 sqft it's also nearly twice the size of the typical Merritt Island listing.
02Zoned for nightly rentals
Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Strong assigned schools
Lewis Carroll Elementary School, Merritt Island High School, Thomas Jefferson Middle School — Lewis Carroll Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $650,000, now $585,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PASTERMACK REAL ESTATE · Toni Pastermack. MLS #O6403065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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