648 SOUTHLAKE DRIVE, ORMOND BEACH, FL, 32174
Active80 days on marketListed May 1, 2026MLS #O6403036
About this home
648 SOUTHLAKE DRIVE
Experience this wonderfully appointed 3-bedroom, 3.5-bathroom residence situated on a private preserve within the prestigious gated community of Plantation Bay Golf & Country Club. Spanning 2,402 sq. ft., this home welcomes you through a grand foyer into a seamless open floor plan featuring tray ceilings and high-end finishes throughout. At the heart of the home is a centrally located gathering room that flows into a deluxe gourmet kitchen and dining area—perfect for entertaining while enjoying serene views of the preserve, covered lanai with fireplace and waterfall feature plus access to the half bath. The thoughtfully designed layout includes a private guest suite and a magnificent owner’s retreat with a sumptuous bath and a massive double-entry walk-in closet. Outside, a paver driveway leads to a spacious 3-car garage, providing ample storage and curb appeal. Life in Plantation Bay offers an unparalleled lifestyle with optional memberships to 45 holes of championship golf, the brand-new $30 million Founders Clubhouse, resort-style pools, and world-class tennis, pickleball, and spa facilities. Ideally located near I-95, shopping, dining, and beaches, this home combines modern sophistication with the security and social vibrancy of a premier guard-gated community.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,463
Sqft
0.21 ac
Lot size
3
Garage
2016
Year built
Multi/Split
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,613 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,613/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PLANTATION BAY PH 01A UNIT 01-6
$272 vs $241
Days on market
80 vs 41 typical
Where $272/sqft sits among the 7 homes for sale in PLANTATION BAY PH 01A UNIT 01-6
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plantation Bay Golf & Country Club
Get to know Ormond Beach. See the full Ormond Beach guide →
Plantation Bay Golf & Country Club — neighborhood snapshot
Population
3,730
Median age
69
Median income
$87,350
Median home value
$432,212
Avg household
2
Households w/ children
124
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
4 of 7
PLANTATION BAY PH 01A UNIT 01-6 have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 648 SOUTHLAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$670,000
613 ELK RIVER DRIVE · same community
4 bd · 2.5 ba · 2,503 sqft · $268/sqft · 6 DOM
Sold · Nov ’25$740,000
663 SOUTHLAKE DRIVE · same community
3 bd · 2 ba · 2,365 sqft · $313/sqft · 64 DOM
Sold · Sep ’25$427,500
34 GALE LANE · same community
4 bd · 3 ba · 2,567 sqft · $167/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 648 SOUTHLAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 648 SOUTHLAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
648 SOUTHLAKE DRIVE FAQs
What would the monthly payment be for 648 SOUTHLAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,613/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 648 SOUTHLAKE DRIVE?+
The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 648 SOUTHLAKE DRIVE?+
The most recent tax bill on record (2025) was $5,963. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 648 SOUTHLAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $669,000, this home is listed about 57% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 648 SOUTHLAKE DRIVE?+
Ormond Beach Middle School (middle), Pathways Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$669,000 runs 67% above the ORMOND BEACH 32174 median — but at 2,463 sqft it's also 27% larger than the typical Ormond Beach listing.
02Strong assigned schools
Ormond Beach Middle School, Pathways Elementary School, Seabreeze High School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $679,000, now $669,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · David Lambert. MLS #O6403036.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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