David Ramirez
Short-Term Rental Eligible
$3,799,0005 bd5.5 ba5,450 sqft$697 /sqft$24,295 /mo all-in ↓

13542 SUNSET LAKES CIRCLE, WINTER GARDEN, FL, 34787

Active72 days on marketListed May 14, 2026MLS #O6402896

Est. $97K/yr short-term rental revenueWaterfrontPrivate poolSingle Family ResidenceSUNSET LAKES

About this home

13542 SUNSET LAKES CIRCLE

A New Standard of Luxury...Welcome to 13542 Sunset Lakes Circle, the 5,450 square foot crown jewel of Sunset Lakes in highly sought after Winter Garden, set on 1.19 acres of pristine spring-fed Lake Roper lake frontage. Boasting the largest homesite in the community, this 2023 Sorenson Construction reimagined modern farmhouse features a no-expense-spared custom whole home renovation, including a new standing-seam metal roof, all-new windows, new enlarged pool, and high-end designer light fixtures throughout. From the moment you arrive, you’re surrounded by sweeping landscapes: a meandering hand-laid paver driveway and motor court, framed by mature canopy oaks and lush tropical gardens. Inside, you’re greeted by an open concept layout that centers around piercing lake views and a main level that unfolds effortlessly. Meticulous attention was given to the world-class chef's kitchen, which includes an oversized island with seating for six, integrated Miele appliances, a coveted pot filler, an artisan tile backsplash, and custom floor-to-ceiling cabinetry adorned with brushed-gold hardware. An open-concept dining and great room, complete with oak flooring, a stone fireplace, built-in cabinetry, and a tongue-and-groove ceiling highlighted by warm wood beams, creates a charming sense of belonging. The first-floor primary suite is its own sanctuary with a dramatic floating bed wall, a tray ceiling with decorative crossbeams, and direct access to the pool and lakeside terrace. The marble-esque spa bath offers a frameless walk-in shower, freestanding soaking tub, dual vanities, and a custom, handcrafted 11x26 walk-in closet. A dedicated and fully equipped exercise room lies behind French doors, with access to a courtyard perfect for outdoor yoga or morning coffee, an elegant powder room, a separate mudroom, and a full laundry. The upper level is built with multi-generational living in mind: three generous en-suite bedrooms, each private and impeccably finished with designer wallpaper touches; a flex room and a dedicated study; an open loft for gathering; and a fifth bedroom/game room, complete with custom-built-in bunk beds. The exterior of the home is unrivaled in the market with expansive zero-edge sliding glass doors dissolving the boundary between interior and exterior, opening to a full, expansive covered summer kitchen complete with built-in grill, dishwasher, beverage cooler, bar seating, and full pool bath. Beyond the motorized retractable screens awaits your elevated resort-caliber pool and spa framing the lake, and a private boat dock complete with electric boat cover and lift providing immediate access to Lake Roper, a world-renowned ski lake. A three-car garage accommodates everything from extended family needs to dedicated collecting. Additional notable features include, built in surround sound, three TV's, remote programmable lighting and European toilets. Ideally situated with effortless access to SR-429, historic Winter Garden, Windermere, Orlando, and the world's most celebrated theme parks, this is truly an address without equal. Schedule your private tour today.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

5,450

Sqft

1.16 ac

Lot size

3

Garage

2022

Year built

Two

Levels

$697

Per sqft

Private poolWaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Chute · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
ViewWater
FacesNortheast
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Ground Level · Open · Parking Pad
ExteriorIrrigation System · Sidewalk

Community & fees

HOA fee$69/mo
Taxes (2025)$25,701/yr
PetsYes
CommunityDeed Restrictions · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sprinkler Well · Street Lights
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$24,295 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,499
PMI (est., until 20% equity)$1,425
Property tax — 2025 actual bill$2,142
HOA fee — from the listing$69
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $379,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $379,900
Interest rate6.00%
Loan term

Estimated payment

$24,295/mo

Principal & interest$20,499
PMI (est., until 20% equity)$1,425
Property taxes (actual bill)$2,142
HOA / condo fee$69
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.8M
$2.6MedgeAI estimate $2,809,386 · range $2.7M$2.9M$4.0M

vs edgeAI estimate

+35.2%

$/sqft vs Winter Garden actives

$697 vs $262

Days on market

72 vs 31 typical

Where $697/sqft sits among the 400 Winter Garden actives

214
128
36
13
3
6 · this home
$179–265$265–352$352–438$438–524$524–611$611+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sunset Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$97,258/yr gross

Avg nightly rate$611
Occupancy (comp set)44%
CommunitySunset Lakes
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,895/mo median

MarketWinter Garden
Annual gross at median$34,740
Gross yield on this price0.9%
Homes for rent right now190

Live Winter Garden rental listing data — this home’s rate depends on size, condition and furnishing.

The Winter Garden short-term market

▼ Softening

50%

Occupancy

▼ 38% yr/yr

$183

Avg nightly rate

▲ 25% yr/yr

$21K/yr

Revenue per listing

$89

RevPAR

39 days

Booking lead time

5.1 nights

Avg stay

4

Typical min nights

149

Active rentals

▲ 8% supply

Seasonality — monthly occupancy

Peaks at 56% in Mar · bottoms at 34% in Jun

54%
54%
56%
47%
40%
34%
55%
52%
44%
51%
56%
54%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Winter Garden — the projection above is specific to this home’s size.

Where it sits

Inside Sunset Lakes Of Windermere

Map of 13542 SUNSET LAKES CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando21 min
Walt Disney World23 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sunset Lakes is a short-term-rental community. See the full guide →

Sunset Lakes Of Windermere — neighborhood snapshot

Population

384

Median age

43

Median income

$224,336

Median home value

$771,900

Avg household

3

Households w/ children

50%

For the school run

Orange County School District

ElementaryLake Whitney Elementary★★★★★
HighWest Orange High★★★★
MiddleSunridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$580K$570K

Winter Garden median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

166 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 617% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

May 14, 2026Listed at $3,799,000 · 72 days on market since
2022Built · SUNSET LAKES

Reality check

What actually sold near 13542 SUNSET LAKES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4724 SW 195th Way, Miramar FL 33029Sold · May ’26

$1,845,000

4724 SW 195th Way, Miramar FL 33029 · same community

6 bd · 4.5 ba · 4,264 sqft · $433/sqft · 11 DOM

18632 SW 55th Street, Miramar FL 33029Sold · Apr ’26

$975,000

18632 SW 55th Street, Miramar FL 33029 · same community

6 bd · 4 ba · 3,574 sqft · $273/sqft · 161 DOM

13554 SUNSET LAKES CIRCLESold · Dec ’25

$1,125,000

13554 SUNSET LAKES CIRCLE · same community

3 bd · 3 ba · 3,136 sqft · $359/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13542 SUNSET LAKES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13542 SUNSET LAKES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13542 SUNSET LAKES CIRCLE FAQs

What would the monthly payment be for 13542 SUNSET LAKES CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,295/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13542 SUNSET LAKES CIRCLE?+

The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13542 SUNSET LAKES CIRCLE?+

The most recent tax bill on record (2025) was $25,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 13542 SUNSET LAKES CIRCLE be rented short-term?+

Yes — this home sits inside Sunset Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 13542 SUNSET LAKES CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $3,799,000, this home is listed about 544% above the Winter Garden median of $589,945. The market section on this page shows how the area is trending.

Which schools are assigned to 13542 SUNSET LAKES CIRCLE?+

Lake Whitney Elementary (elementary), West Orange High (high), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$3,799,000 runs 617% above the WINTER GARDEN 34787 median — but at 5,450 sqft it's also nearly 3 times the size of the typical Winter Garden listing.

02Zoned for nightly rentals

Sunset Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Time on market is leverage

72 days on market against a Winter Garden median of 31 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Lake Whitney Elementary, West Orange High, Sunridge Middle — Lake Whitney Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of STOCKWORTH REALTY GROUP · Julie Bettosini, PA. MLS #O6402896.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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