1096 VILLA LANE UNIT 78, APOPKA, FL, 32712
Active99 days on marketListed Apr 27, 2026MLS #O6402697
About this home
1096 VILLA LANE UNIT 78
Welcome to your dream villa nestled in the tranquil beauty of Errol Estates! This 2 bedroom, 2 bath abode offers a serene lake view, ensuring every day begins and ends with breathtaking scenery. Step inside to discover an inviting open floor plan, adorned with laminate flooring that effortlessly blends style with functionality. The heart of this villa lies in its spacious living and dining area, perfect for both relaxation and entertainment. Adjacent to this, an enclosed back porch beckons, providing a peaceful retreat to unwind while enjoying the picturesque vista. Need more fresh air? Step out onto the uncovered wood deck and bask in the sunshine or stargaze under the night sky. Prepare culinary delights in the modern kitchen, equipped with sleek stainless steel appliances, complemented by pristine white cabinets, and boasting a charming window overlooking the scenic outdoors. Errol Estates isn't just a location; it's a lifestyle. This golf cart community offers convenience and leisure, with ample opportunities for outdoor recreation and community engagement. Situated within easy reach of shopping centers, grocery stores, and a diverse array of restaurants, every errand becomes a breeze and every meal a culinary adventure. Commuting is a cinch thanks to the villa's proximity to major thoroughfares such as SR 429, 441, and 436, ensuring effortless access to wherever your day takes you. Whether you're heading downtown for work or exploring the scenic wonders of the surrounding area, getting there is quick and stress-free.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
980
Sqft
0.07 ac
Lot size
1973
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Apopka actives
$2 vs $217
Days on market
99 vs 36 typical
Where $2/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Errol Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
Errol Estate — neighborhood snapshot
Population
6,503
Median age
47
Median income
$105,779
Median home value
$347,503
Avg household
3
Households w/ children
799
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $399K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
181 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 1096 VILLA LANE UNIT 78
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$225,000
1118 VILLA LANE UNIT S · same community
2 bd · 2 ba · 980 sqft · $230/sqft · 121 DOM
Sold · Oct ’25$227,500
1084 VILLA LANE UNIT 72 · same community
3 bd · 3 ba · 1,347 sqft · $169/sqft · 292 DOM
Sold · Feb ’26$225,000
605 SWALLOW COURT
2 bd · 2 ba · 975 sqft · $231/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1096 VILLA LANE UNIT 78 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1096 VILLA LANE UNIT 78 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1096 VILLA LANE UNIT 78 FAQs
What would the monthly payment be for 1096 VILLA LANE UNIT 78?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1096 VILLA LANE UNIT 78?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $1,650, this home is listed about 100% below the Apopka median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1096 VILLA LANE UNIT 78?+
Apopka High (high), Apopka Elementary (elementary), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOPKA 32712 market on paper
$1,650 is 100% below the APOPKA 32712 median of $469,900, and at $2/sqft it sits under the Apopka average of $233.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
99 days on market against a Apopka median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,800, now $1,650 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO INLAND REALTY LLC · Kathryn Stieger. MLS #O6402697.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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