David Ramirez

308 HIBISCUS DRIVE, POINCIANA, FL, 34759

Active102 days on marketListed Apr 27, 2026MLS #O6402695

Priced 68% below the POINCIANA 34759 medianPOINCIANA NBRHD 02 VILLAGE 08

About this home

308 HIBISCUS DRIVE

Build your future on one of Central Florida's most strategically located lots — cleared, surveyed, and ready to go! This 7,998 sq ft lot (0.18 acres) sits in Poinciana Neighborhood 2, Village 8, zoned PUD, with 75 feet of front footage — giving you a wider, more buildable footprint than most lots in the area. Located in Flood Zone X, meaning no flood insurance required. Public water is available, survey is complete, and the lot is already cleaned up. Just bring your builder. Poinciana is one of the fastest-growing corridors in Central Florida, spanning Polk and Osceola counties, and the growth story here is real. Poinciana Parkway provides direct, high-speed access to Kissimmee, US-192, and the greater Orlando metro. The SunRail Poinciana Station brings commuter rail access right to the community — a major infrastructure investment that continues to drive property values upward. The Florida Turnpike and US-17/92 are minutes away, connecting you to all of Central Florida with ease. Entertainment and recreation are right at your doorstep. Walt Disney World, Universal Studios, and LEGOLAND Florida are all within a short drive. The Walt Disney Wilderness Preserve offers nature lovers thousands of acres to explore. Everyday conveniences including major retailers, restaurants, and medical facilities are all nearby and growing fast as Poinciana continues to expand. Community amenities through the Association of Poinciana Villages include pools, sports courts, parks, playgrounds, the APV Activity Center, and the Mary Jane Arrington Gym & Aquatic Center — all for just $300/year HOA. Lot dimensions: 75x103x75x107. Fee Simple ownership. Priced to move — opportunities like this don't last.

Facts & features

The home at a glance

0.18 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$25/mo
Taxes (2025)$502/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$669 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$411
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$42
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,447
Interest rate6.00%
Loan term

Estimated payment

$669/mo

Principal & interest$411
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$42
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Poinciana

Map of 308 HIBISCUS DRIVE

Drive times from this address

Walt Disney World52 min
Universal Orlando61 min
Orlando Int’l Airport (MCO)64 min
Downtown Orlando65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Poinciana. See the full Poinciana guide →

POINCIANA 34759 — neighborhood snapshot

Population

41,381

Median age

42.6

Median income

$62,373

Median home value

$271,400

Avg household

2.78

Households w/ children

3,944

For the school run

Polk County School District

ElementaryPalmetto Elementary School★★★★★
MiddleLake Marion Creek Middle School★★★★
HighHaines City Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Poinciana market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$298K$285K

Poinciana median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Poinciana, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 68% below the POINCIANA 34759 median. See the full Poinciana market guide →

Paper trail

This home's history

Apr 27, 2026Listed at $69,900 · 102 days on market since

Reality check

What actually sold near 308 HIBISCUS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

213 FIG COURTSold · Aug ’26

$250,000

213 FIG COURT · same community

3 bd · 2 ba · 1,244 sqft · $201/sqft · 21 DOM

272 HYACINTH COURTSold · Dec ’25

$260,000

272 HYACINTH COURT · same community

3 bd · 2 ba · 1,244 sqft · $209/sqft · 14 DOM

391 CAMELLIA COURTSold · Apr ’26

$245,000

391 CAMELLIA COURT · same community

3 bd · 2 ba · 1,263 sqft · $194/sqft · 46 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 308 HIBISCUS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 308 HIBISCUS DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

308 HIBISCUS DRIVE FAQs

What would the monthly payment be for 308 HIBISCUS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $669/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 308 HIBISCUS DRIVE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 308 HIBISCUS DRIVE?+

The most recent tax bill on record (2025) was $502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 308 HIBISCUS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Poinciana?+

At $69,900, this home is listed about 76% below the Poinciana median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 308 HIBISCUS DRIVE?+

Palmetto Elementary School (elementary), Lake Marion Creek Middle School (middle), Haines City Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Yogi Ganeshram. MLS #O6402695.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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