David Ramirez
$541,9994 bd3 ba2,394 sqft$226 /sqft$3,709 /mo all-in ↓

5441 GUNWALE DRIVE, COCOA, FL, 32926

Active12 days on marketListed Jul 12, 2026MLS #O6402588

New constructionSingle Family ResidenceWINDWARD PRESERVE

About this home

5441 GUNWALE DRIVE

Pre-Construction. To be built. What's Special: No Rear Neighbors | Dedicated Study | Gourmet Kitchen | Covered Lanai. New Construction - January Completion! Built by America's Most Trusted Home Builder. Welcome to the Grenada at 5441 Gunwale Drive in Windward Preserve! This thoughtfully designed home welcomes you with an open great room that flows easily into the kitchen and casual dining area, making everyday living feel connected and comfortable. You will love the private primary suite tucked away with a spacious bath and generous walk-in closet, while three additional bedrooms offer flexibility for guests, hobbies, or a home office. A dedicated study adds a quiet place to work or unwind, and the lanai extends your living space outdoors for relaxed mornings and breezy evenings. With a smart layout and a two-car garage, this house is designed to support how you live today. Windward Preserve offers open spaces, preserved wetlands, and planned amenities including a pool, clubhouse, playground, and a National Wildlife Federation Monarch Butterfly Garden. Its Central Brevard location provides easy access to major highways, Port Canaveral, Kennedy Space Center, beaches, Orlando International Airport, and the future Brightline extension. Nearby Historic Cocoa Village adds charm with waterfront dining, unique shops, historic landmarks, and year-round festivals. Additional Highlights Include: gourmet kitchen, pocket sliding glass door out to the covered lanai, 8' interior doors, study in place of a flex room, and tray ceiling package. Photos are for representative purposes only. MLS#O6402588

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,394

Sqft

0.16 ac

Lot size

2

Garage

2027

Year built

One

Levels

$226

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Microwave · Range Hood
InteriorOpen Floorplan · Split Bedroom · Tray Ceiling(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Sliding Doors

Community & fees

HOA fee$119/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,709 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,191
FHA mortgage insurance (est.)$240
Property tax — 2025 actual bill$0
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,970Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,970
Interest rate6.00%
Loan term

Estimated payment

$4,206/mo

Principal & interest$3,191
FHA mortgage insurance (est.)$240
Est. property taxes$497
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $542K
$491KedgeAI estimate $563,580 · range $512K$599K$623K

vs edgeAI estimate

−3.8%

$/sqft vs WINDWARD PRESERVE

$226 vs $219

Days on market

12 vs 18 typical

Where $226/sqft sits among the 7 homes for sale in WINDWARD PRESERVE

1
2
1
2 · this home
0
1
$195–203$203–211$211–220$220–228$228–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cocoa

Map of 5441 GUNWALE DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)41 min
Downtown Orlando48 min
Universal Orlando56 min
Walt Disney World61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Cocoa. See the full Cocoa guide →

COCOA 32926 — neighborhood snapshot

Population

21,576

Median age

52.2

Median income

$65,092

Median home value

$251,400

Avg household

2.29

Households w/ children

1,383

For the school run

Brevard County School District

HighCocoa High School★★★★
ElementaryFairglen Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cocoa market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$321K$329K

Cocoa median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

4 of 7

WINDWARD PRESERVE have cut their price

Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 168% above the COCOA 32926 median. See the full Cocoa market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $541,999 · 12 days on market since
2027Built · WINDWARD PRESERVE

Reality check

What actually sold near 5441 GUNWALE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4595 ALAN SHEPARD AVENUESold · Aug ’25

$616,000

4595 ALAN SHEPARD AVENUE

3 bd · 2 ba · 2,398 sqft · $257/sqft · 3 DOM

4900 HIDDEN PINE PLACESold · Feb ’26

$555,000

4900 HIDDEN PINE PLACE

4 bd · 3 ba · 2,403 sqft · $231/sqft · 48 DOM

4600 JANET ROADSold · May ’26

$408,000

4600 JANET ROAD

3 bd · 2 ba · 2,362 sqft · $173/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5441 GUNWALE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5441 GUNWALE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5441 GUNWALE DRIVE FAQs

What would the monthly payment be for 5441 GUNWALE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,709/mo — principal and interest, estimated property taxes, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5441 GUNWALE DRIVE?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5441 GUNWALE DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5441 GUNWALE DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cocoa?+

At $541,999, this home is listed about 75% above the Cocoa median of $309,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5441 GUNWALE DRIVE?+

Cocoa High School (high), Fairglen Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6402588.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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