David Ramirez
$790,000$800,0005 bd3 ba3,965 sqft$199 /sqft$5,897 /mo all-in ↓

2072 STONE CROSS CIRCLE, ORLANDO, FL, 32828

Active88 days on marketListed Apr 27, 2026MLS #O6402488

Reduced $10KPrivate poolSingle Family ResidenceSTONEYBROOK

About this home

2072 STONE CROSS CIRCLE

Absolutely breathtaking MASSIVE FIVE BEDROOM PLUS BONUS POOL ESTATE located in the highly desirable GUARD GATED GOLF community of Stoneybrook! Open the impressive double doors to a soaring two story foyer with tile gracefully flowing throughout the entire main floor! Large formal living and dining spaces with tons of natural light throughout! NEWER ROOF (2018) AND NEWER HVAC (2019) WOW! The chef inspired kitchens comes fully equipped with rich dark wood cabinetry, GRANITE counter-tops, stainless steel appliances with a GAS range, and a great size island! The kitchen opens into the nook and the great size family room with a FIREPLACE! There is also a bedroom and full bathroom downstairs that could make for an ideal MOTHER-IN-LAW SUITE! Upstairs the GINORMOUS MASTER REATREAT features a sitting room and balcony, OVERLOOKING the GOLF COURSE AND POND! All guest rooms are ample size and feature tile flooring. The OVERSIZED BONUS ROOM features a wet bar that gives you endless possibilities! The THREE CAR GARAGE gives you plenty of room for your toys! Embark out the FOUR sets of French doors and into your own tropical oasis! The Roman inspired pillars line the sparkling blue pool with rock waterfalls and a jetted heated spa all under a screened enclosure! Come visit the magnificent Stoneybrook community, featuring a state-of-the-art clubhouse with fitness center, resort-style pools, playground, ball fields, tennis & basketball courts, walking trails, lush nature & golf vistas. Conveniently close to A-rated local schools, UCF, Research Parkway, shopping and dining at the popular Waterford Lakes Village and Avalon Park Town Center, & easy highway access via the 528, 408, and 417. This home has too many features to list!! It is the complete package, make an appointment today!!

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,965

Sqft

0.2 ac

Lot size

3

Garage

1997

Year built

Two

Levels

$199

Per sqft

Private poolFireplaceGolf Course viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesNortheast
ExteriorFrench Doors · Rain Gutters · Sidewalk

Community & fees

HOA fee$251/mo
Taxes (2025)$11,120/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,897 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,263
PMI (est., until 20% equity)$296
Property tax — 2025 actual bill$927
HOA fee — from the listing$251
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,000
Interest rate6.00%
Loan term

Estimated payment

$5,897/mo

Principal & interest$4,263
PMI (est., until 20% equity)$296
Property taxes (actual bill)$927
HOA / condo fee$251
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $790K
$649KedgeAI estimate $847,843 · range $676K$924K$961K

vs edgeAI estimate

−6.8%

$/sqft vs STONEYBROOK

$199 vs $230

Days on market

88 vs 34 typical

Where $199/sqft sits among the 11 homes for sale in STONEYBROOK

2
0 · this home
2
2
1
4
$181–194$194–208$208–222$222–236$236–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stoneybrook Master Of Orlando

Map of 2072 STONE CROSS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando19 min
Orlando Int’l Airport (MCO)28 min
Universal Orlando32 min
Walt Disney World44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Stoneybrook Master Of Orlando — neighborhood snapshot

Population

6,159

Median age

32

Median income

$118,434

Median home value

$557,010

Avg household

3

Households w/ children

1,013

For the school run

Orange County School District

ElementaryStone Lakes Elementary★★★★
HighTimber Creek High★★★★
MiddleAvalon Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

8 of 11

STONEYBROOK have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $790,000 $10K
Apr 27, 2026Listed at $800,000 · 88 days on market since
1997Built · STONEYBROOK

Reality check

What actually sold near 2072 STONE CROSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2609 WINDSORGATE LANESold · Apr ’26

$752,000

2609 WINDSORGATE LANE · same community

5 bd · 3.5 ba · 3,790 sqft · $198/sqft · 132 DOM

2828 NORTHAMPTON AVENUESold · Aug ’25

$983,000

2828 NORTHAMPTON AVENUE · same community

6 bd · 5 ba · 4,821 sqft · $204/sqft · 35 DOM

2541 TETON STONE RUNSold · Jun ’26

$700,000

2541 TETON STONE RUN · same community

4 bd · 3 ba · 2,970 sqft · $236/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2072 STONE CROSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2072 STONE CROSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2072 STONE CROSS CIRCLE FAQs

What would the monthly payment be for 2072 STONE CROSS CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,897/mo — principal and interest, the actual property-tax bill, the $251/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2072 STONE CROSS CIRCLE?+

The association fee works out to $251 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2072 STONE CROSS CIRCLE?+

The most recent tax bill on record (2025) was $11,120. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2072 STONE CROSS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $790,000, this home is listed about 103% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2072 STONE CROSS CIRCLE?+

Stone Lakes Elementary (elementary), Timber Creek High (high), Avalon Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$790,000 runs 76% above the ORLANDO 32828 median — but at 3,965 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

88 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Stone Lakes Elementary, Timber Creek High, Avalon Middle — Stone Lakes Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $800,000, now $790,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of THE SHUGAN GROUP INC · Elliot Shugan. MLS #O6402488.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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