2117 OCEAN DRIVE, NEW SMYRNA BEACH, FL, 32169
Active98 days on marketListed Apr 27, 2026MLS #O6402419
About this home
2117 OCEAN DRIVE
Existing home on the site makes this property eligible for financing. Welcome to your oceanfront experience positioned on 1.5 acres of prime oceanfront land. This presents a rare and valuable opportunity with plenty of land to build or keep the existing estate. This exceptional offering seamlessly blends immediate luxury living with future development potential, making it one of the most versatile and coveted properties in New Smyrna Beach, where you can enjoy the beach while creating your vision for tomorrow. Nestled along the iconic and highly coveted North Beach shoreline, renowned for its world-class surf, this private homesite stretches from Ocean Drive to the sand and surf. As the northernmost single-family oceanfront home before the inlet and dunes park, the property delivers exceptional privacy, panoramic Atlantic Ocean views, and a front-row seat to nature, including sea turtles nesting along the shore. Located in the heart of New Smyrna Beach, known as the surfing capital of Florida, you are just moments from world-class waves near the jetties, fishing at Ponce de Leon Inlet, the lagoon, and a vibrant coastal lifestyle filled with waterfront dining, boutique shopping, and local art. Whether you are building expanding, investing, or simply enjoying oceanfront living at its finest, this rare gem of a property offers a truly unmatched opportunity with NO HOA.
Facts & features
The home at a glance
1.52 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$22,636 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$22,636/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside North Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Beach — neighborhood snapshot
Population
1,269
Median age
62
Median income
$111,395
Median home value
$668,800
Avg household
2
Households w/ children
42%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 557% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2117 OCEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$180,000
0 N PENINSULA AVENUE UNIT C33
133 DOM
Sold · Nov ’25$580,000
1505 N PENINSULA AVENUE
2 bd · 1 ba · 864 sqft · $671/sqft · 313 DOM
Sold · Feb ’26$415,000
2700 N PENINSULA AVENUE UNIT 114
2 bd · 2 ba · 1,126 sqft · $369/sqft · 321 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2117 OCEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2117 OCEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2117 OCEAN DRIVE FAQs
What would the monthly payment be for 2117 OCEAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $22,636/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2117 OCEAN DRIVE?+
The most recent tax bill on record (2025) was $30,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2117 OCEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $3,450,000, this home is listed about 571% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2117 OCEAN DRIVE?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,450,000 runs 557% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,500,000, now $3,450,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SIMON SIMAAN GROUP · Ashley Reid. MLS #O6402419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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