David Ramirez
$644,0007 bd5 ba3,626 sqft$178 /sqft$5,260 /mo all-in ↓

7630 OAKMOSS LOOP, DAVENPORT, FL, 33837

Active84 days on marketListed Apr 28, 2026MLS #O6402406

Private poolSingle Family ResidenceSOLTERRA PH 2D

About this home

7630 OAKMOSS LOOP

Your search ends here! Discover the perfect blend of vacation living and investment opportunity with this beautiful 7-bedroom, 5-bathroom home in Solterra Resort. Just a short walk from the resort's amazing clubhouse, water park, and lazy river, this property is designed for success as a short-term rental or your own private escape. Relax in style with a private heated pool and spa (south-facing for maximum sun), a spacious open kitchen and family room with vaulted ceilings, and a versatile lot for additional living space. Solterra Resort is a sought-after Orlando vacation community, boasting outstanding pool and leisure facilities, gated security, and easy access to Championsgate and major roadways. This prime location ensures strong rental income potential and a superb setting for creating lasting family memories. This meticulously maintained home offers the best of both worlds — a profitable rental property and a dream residence. Don't let this incredible opportunity pass you by!!!

Facts & features

The home at a glance

7

Bedrooms

5

Bathrooms

3,626

Sqft

0.15 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$178

Per sqft

Private pool

Inside

FlooringCeramic Tile · Other
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorThermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Other
FoundationSlab
FacesSouthwest
ExteriorIrrigation System

Community & fees

HOA fee$292/mo
Taxes (2025)$13,100/yr
PetsBreed Restrictions
CommunityClubhouse · Gated Community - No Guard · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Private · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,260 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,475
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$1,092
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,400
Interest rate6.00%
Loan term

Estimated payment

$5,260/mo

Principal & interest$3,475
PMI (est., until 20% equity)$242
Property taxes (actual bill)$1,092
HOA / condo fee$292
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $644K
$618KedgeAI estimate $718,574 · range $704K$754K$784K

vs edgeAI estimate

−10.4%

$/sqft vs SOLTERRA PH 2D

$178 vs $195

Days on market

84 vs 42 typical

Where $178/sqft sits among the 7 homes for sale in SOLTERRA PH 2D

3 · this home
2
0
1
0
1
$178–189$189–201$201–213$213–225$225–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Davenport

Map of 7630 OAKMOSS LOOP

Get to know Davenport. See the full Davenport guide →

DAVENPORT 33837 — neighborhood snapshot

Population

45,144

Median age

37.7

Median income

$75,861

Median home value

$297,700

Avg household

2.96

Households w/ children

5,646

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

3 of 7

SOLTERRA PH 2D have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 101% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $644,000 · 84 days on market since
2022Built · SOLTERRA PH 2D

Reality check

What actually sold near 7630 OAKMOSS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7841 OAK REFLECTION LOOPSold · Mar ’26

$585,000

7841 OAK REFLECTION LOOP · same community

6 bd · 5 ba · 3,270 sqft · $179/sqft · 88 DOM

7712 OAKMOSS LOOPSold · Jun ’26

$515,000

7712 OAKMOSS LOOP · same community

6 bd · 5.5 ba · 3,173 sqft · $162/sqft · 135 DOM

7619 OAKMOSS LOOPSold · Dec ’25

$470,000

7619 OAKMOSS LOOP · same community

5 bd · 4.5 ba · 2,942 sqft · $160/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7630 OAKMOSS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7630 OAKMOSS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7630 OAKMOSS LOOP FAQs

What would the monthly payment be for 7630 OAKMOSS LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,260/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7630 OAKMOSS LOOP?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7630 OAKMOSS LOOP?+

The most recent tax bill on record (2025) was $13,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7630 OAKMOSS LOOP?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $644,000, this home is listed about 66% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 7630 OAKMOSS LOOP?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$644,000 runs 101% above the DAVENPORT 33837 median — but at 3,626 sqft it's also nearly twice the size of the typical Davenport listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

84 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of LPT REALTY, LLC · Ana Daviglus. MLS #O6402406.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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