7591 MERGAERT LANE, MIDDLETON, FL, 34762
Active89 days on marketListed Apr 25, 2026MLS #O6402338
About this home
7591 MERGAERT LANE
Almost new house with 4 good sized bedrooms and large open living area, all on one floor. Huge expanded garage with golf cart addition. Huge expanded lanai with wood-look porcelain tile. All countertops are quartz and fixtures are dark rubbed bronze. Luxury vinyl plank flooring throughout the whole house. Living room has a custom media wall with LED lighting, 70" Samsung TV, high end stereo system with 5 speakers and 60" electric fireplace that all stay with the house. Large master suite with vaulted ceiling. Master bath has dual, modern, rectangular sinks, big walk-in closet and roman shower. Kitchen has under cabinet lighting with tiled backsplash and solar tube skylight. Also comes with gas tankless water heater and french door refrigerator. Ceiling fans w/lights in every room, (7 total). Back yard has custom landscaping with fire pit, patio, koi pond, flower beds and small vegetable garden all enclosed with vinyl fencing. Great location in Middleton. You won't find a better non-age-restricted neighborhood in Florida. Built by The Villages, the biggest and best retirement community in the country. This house is very close, easy walk to The Villages School. Also, to downtown Middleton, a rapidly expanding hub of dining and activity. And very short walk to the pool and Lake Harlow park with tennis, basketball and pickleball courts. Very quiet side street with almost no traffic, fenced in back yard and great respectful neighbors. Truly a great location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,061
Sqft
0.18 ac
Lot size
3
Garage
2023
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,498 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,498/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.4%
Days on market
89 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Middleton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Middleton. See the full Middleton guide →
MIDDLETON 34762 — neighborhood snapshot
Population
580
Median age
31.6
Median income
$80,601
Median home value
$271,000
Avg household
3.1
Households w/ children
71%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Middleton market
$292K → $409K
Middleton median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Middleton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the MIDDLETON 34762 median. See the full Middleton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7591 MERGAERT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7591 MERGAERT LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7591 MERGAERT LANE FAQs
What would the monthly payment be for 7591 MERGAERT LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,498/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7591 MERGAERT LANE?+
The most recent tax bill on record (2025) was $4,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7591 MERGAERT LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Middleton?+
At $470,000, this home is listed about 5% below the Middleton median of $495,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7591 MERGAERT LANE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$470,000 runs 29% above the MIDDLETON 34762 median.
02Time on market is leverage
89 days on market against a Middleton median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $489,000, now $470,000 — a $19K cut. The full history is in the market section below.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6402338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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