1185 STELLAR DRIVE, OVIEDO, FL, 32765
Active88 days on marketListed Apr 24, 2026MLS #O6401965
About this home
1185 STELLAR DRIVE
Set within the gated Preserve at Black Hammock, this exceptional pool home offers 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout ideal for multigenerational living and entertaining; featuring two primary suites—one on the main level and one upstairs—along with a dedicated office, expansive upstairs family room, and a large bonus/media room complete with roll-down screen, projector, and receiver, this home seamlessly blends comfort and functionality. The chef’s kitchen showcases quartz countertops, stainless steel appliances, double ovens, an exterior-vented hood, and abundant prep space, all opening to a spacious great room highlighted by a custom stone feature wall and striking electric fireplace, while automatic electric blinds enhance the downstairs primary suite, kitchen, and great room. Step outside to a stunning custom heated pool completed in 2020 with misting system and a panoramic screen enclosure offering unobstructed water views, creating a true backyard retreat; additional highlights include an oversized garage with ample storage, 80-gallon water heater (2021), new roof (2023), and energy-efficient A/C (2017). Ideally located in highly desirable Oviedo with top-rated schools and convenient access to major highways, dining, shopping, Orlando International Airport, downtown Orlando, and Florida’s world-famous beaches and attractions, this home offers the perfect blend of luxury, location, and lifestyle.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,157
Sqft
0.23 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,721 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,721/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$247 vs $249
Days on market
88 vs 25 typical
Where $247/sqft sits among the 193 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
107 of 193
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1185 STELLAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$875,000
128 GALILEO WAY · same community
6 bd · 4 ba · 4,204 sqft · $208/sqft · 99 DOM
Sold · May ’26$855,000
869 WHITE ROSE WAY
4 bd · 3.5 ba · 4,227 sqft · $202/sqft · 131 DOM
Sold · Jul ’26$940,000
790 ZOE COURT
4 bd · 3.5 ba · 4,227 sqft · $222/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1185 STELLAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1185 STELLAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1185 STELLAR DRIVE FAQs
What would the monthly payment be for 1185 STELLAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,721/mo — principal and interest, the actual property-tax bill, the $128/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1185 STELLAR DRIVE?+
The association fee works out to $128 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1185 STELLAR DRIVE?+
The most recent tax bill on record (2024) was $6,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1185 STELLAR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $1,025,000, this home is listed about 95% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1185 STELLAR DRIVE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,025,000 runs 114% above the OVIEDO 32765 median — but at 4,157 sqft it's also nearly twice the size of the typical Oviedo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
88 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,095,000, now $1,025,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CALL IT CLOSED INTL REALTY · Kathleen Harrison. MLS #O6401965.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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