11324 65TH TERRACE E, PALMETTO, FL, 34221
Active92 days on marketListed Apr 24, 2026MLS #O6401961
About this home
11324 65TH TERRACE E
St. Thomas II floor plan built by Lennar Homes is a 2-story townhome with 3 bedrooms, 2.5 baths, a loft, and a 1-car garage, plus a covered front porch and a covered rear patio. It’s designed for open living downstairs and private sleeping spaces upstairs. A practical, modern layout: open entertaining space + outdoor patio downstairs, and upstairs you get a true primary suite, two secondary bedrooms, plus a bonus loft that adds flexibility without needing a bigger footprint. Level 1 (Main living + garage) Covered Porch ? Foyer entry at the front. 1-Car Garage off the foyer area: 12' x 19' (direct access into the home). Powder room (half bath) tucked near the stairs—perfect for guests. The main space is very open: Living Room is centered as the main gathering area, Kitchen with a peninsula/breakfast bar seating facing the living room, Dining Room: is positioned to the right side, open to the living room.Large Covered Patio at the rear, accessed from the main living area—nice for grilling or a small outdoor lounge setup. Level 2 (Bedrooms + loft) Stairs bring you up to a Loft and size is great for a desk/home office, or extra lounge, Owner’s Suite: 13' x 16' (largest bedroom) with Walk-in closet and Primary bath attached (vanity + toilet + shower). Split floor plan with two bedrooms across primary bedroom and second bath room (full bath) in the hall serves Bedrooms 2 & 3. Laundry room is upstairs (super convenient—no hauling baskets up/down).
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,708
Sqft
0.04 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Palmetto actives
$158 vs $207
Days on market
92 vs 55 typical
Where $158/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
PALMETTO 34221 — neighborhood snapshot
Population
54,923
Median age
46.6
Median income
$74,314
Median home value
$298,200
Avg household
2.63
Households w/ children
4,466
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
214 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 11324 65TH TERRACE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$236,000
10964 65TH TERRACE E · same community
3 bd · 2.5 ba · 1,708 sqft · $138/sqft · 0 DOM
Sold · Nov ’25$252,000
11256 65TH TERRACE E · same community
3 bd · 2 ba · 1,708 sqft · $148/sqft · 38 DOM
Sold · Aug ’25$254,900
11072 65TH TERRACE E · same community
3 bd · 2.5 ba · 1,666 sqft · $153/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11324 65TH TERRACE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11324 65TH TERRACE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11324 65TH TERRACE E FAQs
What would the monthly payment be for 11324 65TH TERRACE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill, the $370/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11324 65TH TERRACE E?+
The association fee works out to $370 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11324 65TH TERRACE E?+
The most recent tax bill on record (2025) was $3,074. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11324 65TH TERRACE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $269,900, this home is listed about 32% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11324 65TH TERRACE E?+
James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STIRLING INTERNATIONAL REAL ES · Ashok Yarlagadda. MLS #O6401961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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