408 RAYMOND STREET, MINNEOLA, FL, 34715
Active96 days on marketListed Apr 30, 2026MLS #O6401892
About this home
408 RAYMOND STREET
o experience a fully immersive walk-through of this home click on the Video or Virtual Tour button on this page. Welcome to your charming retreat in the heart of Clermont—where space, comfort, and lifestyle come together with no HOA restrictions. Situated on nearly a quarter-acre lot, this beautifully maintained three-bedroom, two-bathroom home offers the perfect blend of indoor comfort and outdoor living. From the moment you arrive, the inviting curb appeal and quaint rock garden set the tone. Step inside to a bright, open layout filled with natural light, complemented by tile flooring throughout for easy maintenance. The spacious living room, highlighted by soaring ceilings and an impressive 72-inch ceiling fan, creates the perfect setting for relaxing evenings or gathering with family and friends. The kitchen is both functional and welcoming, featuring ample cabinetry, matching appliances, and a cozy eat-in dining area—ideal for everyday living. French doors lead you to a fully fenced backyard oasis, offering plenty of room to entertain, garden, or simply soak up the Florida sunshine. The primary suite is a peaceful retreat with high ceilings, a walk-in closet, and an updated en-suite bathroom featuring a modern vanity and a stylish tiled shower. Two additional generously sized bedrooms include ceiling fans, with one offering its own walk-in closet. The guest bathroom is thoughtfully designed with a single vanity and a beautifully tiled shower with a rain-style showerhead. Perfectly positioned for an active and connected lifestyle, this home is just moments from scenic trails and within walking distance to Waterfront Park at Lake Minneola, where you can enjoy boating, fishing, biking, or peaceful sunset strolls along the water. You’ll also appreciate convenient access to major roadways including I-4, Highway 50, and US-27, as well as nearby shopping, dining, and top-rated schools. With its combination of charm, functionality, and an unbeatable location, this Clermont gem offers the Florida lifestyle you’ve been looking for. Don’t miss your opportunity to call it home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,202
Sqft
0.23 ac
Lot size
2
Garage
1998
Year built
One
Levels
$383
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.2%
$/sqft vs Minneola actives
$383 vs $229
Days on market
96 vs 32 typical
Where $383/sqft sits among the 105 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
The numbers that matter
The Minneola market
$515K → $586K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
50 of 105
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% below the Minneola median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 RAYMOND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$330,000
1367 WILLOW CREST DR
3 bd · 2 ba · 1,204 sqft · $274/sqft · 17 DOM
Sold · Feb ’26$252,000
809 DISSTON AVENUE
2 bd · 1 ba · 1,180 sqft · $214/sqft · 71 DOM
Sold · Sep ’25$205,000
220 E DESOTO STREET UNIT C
2 bd · 2 ba · 1,242 sqft · $165/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 RAYMOND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 RAYMOND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 RAYMOND STREET FAQs
What would the monthly payment be for 408 RAYMOND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,267/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 RAYMOND STREET?+
The most recent tax bill on record (2025) was $2,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 408 RAYMOND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $460,000, this home is listed about 15% below the Minneola median of $540,195. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Minneola market on paper
$460,000 is 15% below the Minneola median of $540,195.
02Time on market is leverage
96 days on market against a Minneola median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $475,000, now $460,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Robert Christiano. MLS #O6401892.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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