476 PORTICO COURT, OVIEDO, FL, 32765
Active110 days on marketListed Apr 23, 2026MLS #O6401679
About this home
476 PORTICO COURT
Walkable. Warm. Move-in ready. Welcome to Oviedo on the Park and Oviedo Park Terrace! This three-bedroom, 2.5-bath townhome sits inside one of the few true live-work-play communities in Central Florida, where you can walk to dinner, the community events and festivals, a workout, and a concert or comedy show without getting in your car. The home is three levels of well-thought-out space. Ground floor has a two-car garage with painted floors and overhead storage, plus a bedroom/dedicated office/flex room with French doors opening to a covered porch. Second floor is where you will spend most of your time: an open kitchen with a large granite island, KitchenAid appliances, a serious pantry, and enough dining space to actually host. Third floor has two full bedroom suites, each with walk-in closets, plantation shutters, and their own bathrooms. The primary suite adds a tray ceiling and dual vanities. Laundry is on the bedroom level, where it belongs. Just over 2,000 square feet. Move-in ready. Low maintenance. Minutes from the UCF and Research Park corridor. Thirty minutes to Orlando International Airport. Less than an hour to Cape Canaveral, the Space Coast, and Cocoa Beach. This is the home you buy when you are done compromising.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,120
Sqft
0.03 ac
Lot size
2
Garage
2018
Year built
Three Or More
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Oviedo actives
$226 vs $251
Days on market
110 vs 33 typical
Where $226/sqft sits among the 203 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kingsbridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
Kingsbridge — neighborhood snapshot
Population
4,608
Median age
35
Median income
$90,368
Median home value
$399,078
Avg household
3
Households w/ children
610
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
110 of 203
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 476 PORTICO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$485,000
584 PIAZZA POINT · same community
3 bd · 3.5 ba · 2,140 sqft · $227/sqft · 6 DOM
Sold · Dec ’25$456,000
465 PORTICO COURT · same community
3 bd · 3.5 ba · 2,198 sqft · $207/sqft · 152 DOM
Sold · Mar ’26$462,500
529 PIAZZA POINT · same community
3 bd · 3.5 ba · 2,198 sqft · $210/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 476 PORTICO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 476 PORTICO COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
476 PORTICO COURT FAQs
What would the monthly payment be for 476 PORTICO COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,137/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 476 PORTICO COURT?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 476 PORTICO COURT?+
The most recent tax bill on record (2025) was $6,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 476 PORTICO COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $479,000, this home is listed about 7% below the Oviedo median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 476 PORTICO COURT?+
Jackson Heights Middle School (middle), Stenstrom Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
110 days on market against a Oviedo median of 33 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Jackson Heights Middle School, Stenstrom Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $495,900, now $479,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Anne Stark. MLS #O6401679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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