David Ramirez
$179,9002 bd2 ba1,538 sqft$117 /sqft$1,525 /mo all-in ↓

4 GALLINULE COURT, FRUITLAND PARK, FL, 34731

Active108 days on marketListed Apr 25, 2026MLS #O6401630

Priced 40% below the FRUITLAND PARK 34731 medianManufactured HomeHARBOR OAKS HOMEOWNERS COOPERATIVE SUB

About this home

4 GALLINULE COURT

Fantastic 2 Bedroom, 2 Bath, Double Wide FLEETWOOD Modular Home on an oversized lot Nestled in the 55+ Community of Harbor Oaks. Enjoy your days exploring Lake Griffin and the other areas of the Harris Chain of Lakes. This home has been very well maintained by the Sellers and has a PEEK-A-BOO view of Lake Griffin. The Roof was done in 2024 and Several Newer Double Pane Windows were installed 4 Years ago. The HVAC is 10 years old and is also maintained. This home is a Very Spacious 1,538 Sq Ft of Living Space. You're sure to spend a lot of time in the Air Conditioned Florida Room that is filled with Natural Light through the large windows that look out to the Large Side Yard. You will find plenty of room for your King Bed and Furniture in the Primary Bedroom with an En-Suite. Bedroom 2 shares Bathroom 2 and is also a nice size. This a very flowing entertaining Floor Plan. The Kitchen and Dining Area are at the center of the home and are flanked by the Florida Room and Living Room. The Interior Laundry Room also serves as an entry point from the Screened Porch off the Carport. If you like to tinker, there is a Workshop and a Golf Cart Garage. This additional space can also be utilized as Storage, which is something you just can't have enough of. Harbor Oaks is a 55+ Cooperative Community and this home Includes an OWNERSHIP SHARE that will Transfer to the New Owner. With the Ownership Share (Approximately a $50K Value), there is NO LOT RENT. The LOW HOA of $125.00 per month includes Water, Sewer, Yard Mowing, Trash Pick up, Amenities and Community Maintenance. This home is suited for FULL TIME or SNOWBIRD LIVING. It's time to ENJOY the AMENITIES of the Clubhouse, Heated Pool and SPA, Shuffleboard, Horseshoes, Petanque, Fishing Pier and the Marina with Boat Slips and a Boat Ramp. Set your Showing Appointment to tour this great home and the Harbor Oaks Community, so you can picture your self RELAXING here. Within close proximity you will find Medical, Shopping, Eateries and Entertainment.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,538

Sqft

0.14 ac

Lot size

1980

Year built

One

Levels

$117

Per sqft

55+ community

Inside

FlooringCarpet · Laminate · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofMembrane
ConstructionMetal Frame · Vinyl Siding · Wood Frame
FoundationCrawlspace · Slab
FacesNorthwest
ParkingCovered · Driveway · Golf Cart Garage
ExteriorPrivate Entrance · Storage

Community & fees

HOA fee$125/mo
Taxes (2025)$1,221/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Marina · Water Access · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Private · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,525 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$102
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,525/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$102
HOA / condo fee$125
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fruitland Park actives

$117 vs $190

Days on market

108 vs 37 typical

Where $117/sqft sits among the 72 Fruitland Park actives

12 · this home
15
14
9
13
9
$103–137$137–171$171–205$205–239$239–273$273+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fruitland Park

Map of 4 GALLINULE COURT

Drive times from this address

Downtown Orlando58 min
Universal Orlando61 min
Walt Disney World68 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Fruitland Park. See the full Fruitland Park guide →

FRUITLAND PARK 34731 — neighborhood snapshot

Population

12,239

Median age

48.7

Median income

$63,329

Median home value

$185,900

Avg household

2.4

Households w/ children

978

For the school run

Lake County School District

ElementaryFruitland Park Elementary School★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fruitland Park market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$345K$277K

Fruitland Park median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

30 of 72

Fruitland Park actives have cut their price

Median sold price, Fruitland Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% below the FRUITLAND PARK 34731 median. See the full Fruitland Park market guide →

Paper trail

This home's history

Apr 25, 2026Listed at $179,900 · 108 days on market since
1980Built · HARBOR OAKS HOMEOWNERS COOPERATIVE SUB

Reality check

What actually sold near 4 GALLINULE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16 RIVERVIEW DRIVESold · Dec ’25

$182,000

16 RIVERVIEW DRIVE · same community

3 bd · 2 ba · 1,736 sqft · $105/sqft · 112 DOM

8 GALLINULE COURTSold · Dec ’25

$167,000

8 GALLINULE COURT · same community

2 bd · 2 ba · 1,304 sqft · $128/sqft · 246 DOM

5 GALLINULE COURTSold · May ’26

$215,000

5 GALLINULE COURT · same community

2 bd · 2 ba · 1,264 sqft · $170/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4 GALLINULE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4 GALLINULE COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4 GALLINULE COURT FAQs

What would the monthly payment be for 4 GALLINULE COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,525/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4 GALLINULE COURT?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4 GALLINULE COURT?+

The most recent tax bill on record (2025) was $1,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4 GALLINULE COURT?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fruitland Park?+

At $179,900, this home is listed about 48% below the Fruitland Park median of $344,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4 GALLINULE COURT?+

Fruitland Park Elementary School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX SELECT GROUP · Mike Mondello. MLS #O6401630.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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