5053 TORCHWOOD DRIVE, MINNEOLA, FL, 34715
Active104 days on marketListed Apr 23, 2026MLS #O6401455
About this home
5053 TORCHWOOD DRIVE
Seller to offer $5000 in concessions towards buyer and assumable loan possible. Welcome to a beautifully designed home in The Reserve at Minneola, offering 5 bedrooms, 3.5 bathrooms, and 3,203 square feet of thoughtfully planned living space. From the moment you step inside, you’re greeted by an elegant layout accented with architectural columns and an open, inviting feel. The spacious living room flows seamlessly into a versatile second living area, ideal for a formal dining space, game room, or entertaining area, complete with tray ceilings that add a refined touch. Further in, the family room connects effortlessly to the heart of the home—the kitchen. Designed for both everyday living and gatherings, it features a large center island with ample bar seating, stainless steel appliances, a built-in oven, walk-in pantry, and a cozy breakfast nook. Throughout the home, brand new carpeting adds a fresh, updated feel and enhances the comfort of every space. The primary suite, located on the main floor, offers tray ceilings and a well-appointed en suite bathroom with dual vanities, a soaking tub, and a separate walk-in shower. Upstairs, a generous loft provides flexible space for a media room, play area, or additional lounge, while the secondary bedrooms are comfortably sized. Step outside to a covered patio overlooking the backyard, perfect for relaxing or entertaining. The community also features a resort-style pool with swim lanes. Conveniently located near the Minneola Athletic Complex, shopping, dining, healthcare facilities, and golf courses, this home offers both comfort and accessibility in a sought-after setting. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,203
Sqft
0.13 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,122 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,122/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.9%
$/sqft vs Minneola actives
$171 vs $231
Days on market
104 vs 36 typical
Where $171/sqft sits among the 102 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
The numbers that matter
The Minneola market
$515K → $486K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
52 of 102
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the Minneola median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 5053 TORCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$620,000
4057 SILK OAK LANE · same community
4 bd · 3 ba · 2,960 sqft · $209/sqft · 96 DOM
Sold · Sep ’25$550,000
4041 SILK OAK LANE · same community
3 bd · 3 ba · 2,648 sqft · $208/sqft · 11 DOM
Sold · Mar ’26$601,990
347 LEMONGRASS ROAD
5 bd · 3 ba · 3,198 sqft · $188/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5053 TORCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5053 TORCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5053 TORCHWOOD DRIVE FAQs
What would the monthly payment be for 5053 TORCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,122/mo — principal and interest, the actual property-tax bill, the $78/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5053 TORCHWOOD DRIVE?+
The association fee works out to $78 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5053 TORCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $4,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5053 TORCHWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $548,900, this home is listed about 1% below the Minneola median of $554,400. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Alejandra Nicholson Pa. MLS #O6401455.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Minneola homes, in your inbox
Like 5053 TORCHWOOD DRIVE but not quite? A daily digest of every new listing in Minneola — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →