David Ramirez
$349,0003 bd2 ba1,634 sqft$214 /sqft$2,794 /mo all-in ↓

1297 TIVOLI DRIVE, DELTONA, FL, 32725

Active101 days on marketListed Apr 23, 2026MLS #O6401384

Private poolSingle Family ResidenceDELTONA LAKES UNIT 07

About this home

1297 TIVOLI DRIVE

MOTIVATED SELLER.Welcome to 1297 Tivoli Dr—a home that blends thoughtful updates with warmth, comfort, and a backyard made for making memories. This beautifully refreshed 3-bedroom, 2-bath pool home offers over 1,700 square feet of inviting single-story living, perfectly set on an oversized lot in the heart of Deltona. From the moment you step inside, you’ll notice the light, bright feel and easy flow of the living spaces. Fresh interior paint and updated luxury vinyl plank flooring create a clean, modern backdrop, while the kitchen shines with quartz countertops, new sinks, and a stylish backsplash—making it as functional as it is welcoming. The living and dining areas connect seamlessly, ideal for both quiet evenings at home and gathering with friends and family. The primary suite is a true retreat, featuring triple closets and a private bathroom designed with today’s finishes. One of the additional bedrooms offers direct access to the second full bathroom, creating a comfortable setup for guests or shared living, while the third bedroom adds flexibility for a home office, nursery, or hobby space. Both bathrooms were fully renovated in 2025, bringing a fresh, polished feel throughout. Step outside and fall in love with your own private oasis. The pool—recently resurfaced and updated with new tile, salt water system and equipment—invites you to relax, unwind, and enjoy Florida living year-round. The fully fenced backyard offers both privacy and space, whether you’re entertaining, gardening, or simply enjoying a quiet morning coffee under the sun. Behind the scenes, the home has been just as well cared for, with a newer roof (2023), updated A/C system (2022), and energy-efficient solar panels to help keep utility costs down. A two-car garage adds convenience and extra storage. With no HOA, you’ll enjoy the freedom to truly make this home your own. Conveniently located near parks, shopping, dining, and major roadways, you’re also within easy reach of the beaches and all that Central Florida has to offer. This is more than just a house—it’s a place to settle in, spread out, and feel at home from day one. Schedule your showing and experience it for yourself.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,634

Sqft

0.23 ac

Lot size

2

Garage

1975

Year built

One

Levels

$214

Per sqft

Private poolCity & Garden & Pool viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Solar

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewCity · Garden · Pool
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$5,100/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Solar · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,794 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$425
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,794/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$425
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $349K
$318KedgeAI estimate $331,477 · range $331K$333K$363K

vs edgeAI estimate

+5.3%

$/sqft vs DELTONA LAKES UNIT 07

$214 vs $186

Days on market

101 vs 30 typical

Where $214/sqft sits among the 9 homes for sale in DELTONA LAKES UNIT 07

2
1
3
1 · this home
0
2
$128–153$153–179$179–205$205–230$230–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Deltona Lakes

Map of 1297 TIVOLI DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Universal Orlando48 min
Orlando Int’l Airport (MCO)54 min
Walt Disney World60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deltona. See the full Deltona guide →

Deltona Lakes — neighborhood snapshot

Population

86,681

Median age

40

Median income

$72,296

Median home value

$254,238

Avg household

3

Households w/ children

10,582

For the school run

Volusia County School District

ElementarySpirit Elementary School★★★★★
MiddleDeltona Middle School★★★★★
HighDeltona High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deltona market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$308K$299K

Deltona median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

5 of 9

DELTONA LAKES UNIT 07 have cut their price

Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the DELTONA 32725 median. See the full Deltona market guide →

Paper trail

This home's history

Apr 23, 2026Listed at $349,000 · 101 days on market since
1975Built · DELTONA LAKES UNIT 07

Reality check

What actually sold near 1297 TIVOLI DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1384 FREEPORT DRIVESold · Oct ’25

$294,000

1384 FREEPORT DRIVE · same community

3 bd · 2 ba · 1,636 sqft · $180/sqft · 11 DOM

1466 MALALUKA STREETSold · May ’26

$227,000

1466 MALALUKA STREET · same community

3 bd · 2 ba · 1,654 sqft · $137/sqft · 0 DOM

1323 FERENDINA DRIVESold · May ’26

$357,000

1323 FERENDINA DRIVE · same community

3 bd · 2 ba · 1,667 sqft · $214/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1297 TIVOLI DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1297 TIVOLI DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1297 TIVOLI DRIVE FAQs

What would the monthly payment be for 1297 TIVOLI DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1297 TIVOLI DRIVE?+

The most recent tax bill on record (2025) was $5,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1297 TIVOLI DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deltona?+

At $349,000, this home is listed about 9% above the Deltona median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1297 TIVOLI DRIVE?+

Spirit Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$349,000 runs 18% above the DELTONA 32725 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

101 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Veronica Figueroa. MLS #O6401384.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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