David Ramirez

11142 E SAILFISH WAY, FLORAL CITY, FL, 34436

Active76 days on marketListed May 9, 2026MLS #O6401331

Priced 85% below the FLORAL CITY 34436 medianWITHLAPOPKA ISLANDS UNIT 07

About this home

11142 E SAILFISH WAY

Build your dream home amongst the Tsala Apopka Chain of Lakes. With approximately 1.17 acres of high and dry land this lot is zoned for both single family and mobile homes and features 3 gorgeous Magnolia trees on the property. Located on a quiet street just a few blocks from the Withlapopka community center and boat ramp, 3 miles from Trails End Park and less than 8 miles from both Fort Cooper State Park and the Florida International Teaching Zoo. Get your adventure on at the nearby trails or go bass fishing on the chain of lakes. Situated in the Withlacoochee River Basin, the Tsala Apopka Chain of Lakes is the largest freshwater system in Citrus County and covers approximately 22,000 acres and includes 15 lakes. Known to be a haven for trophy bass fishermen! See it today!

Facts & features

The home at a glance

1.17 ac

Lot size

Inside

Outside & construction

FacesNorthwest

Community & fees

Taxes (2025)$265/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$435 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$235
FHA mortgage insurance (est.)$18
Property tax — 2025 actual bill$22
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,397
Interest rate6.00%
Loan term

Estimated payment

$435/mo

Principal & interest$235
FHA mortgage insurance (est.)$18
Property taxes (actual bill)$22
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Floral City

Map of 11142 E SAILFISH WAY

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer7.9 months of inventoryBuyer’s market

$258K$256K

Floral City median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% below the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

May 9, 2026Listed at $39,900 · 76 days on market since

Reality check

What actually sold near 11142 E SAILFISH WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10887 E FLOUNDER DRIVESold · Jan ’26

$188,000

10887 E FLOUNDER DRIVE · same community

2 bd · 1.5 ba · 784 sqft · $240/sqft · 74 DOM

10581 E BUCK LANESold · Jun ’26

$135,000

10581 E BUCK LANE

1 bd · 1 ba · 250 sqft · $540/sqft · 108 DOM

11776 E CARDINAL PLACESold · Dec ’25

$44,500

11776 E CARDINAL PLACE

2 bd · 2 ba · 644 sqft · $69/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11142 E SAILFISH WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11142 E SAILFISH WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11142 E SAILFISH WAY FAQs

What would the monthly payment be for 11142 E SAILFISH WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $435/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11142 E SAILFISH WAY?+

The most recent tax bill on record (2025) was $265. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $39,900, this home is listed about 86% below the Floral City median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11142 E SAILFISH WAY?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · Paul Giles. MLS #O6401331.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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