David Ramirez
Short-Term Rental Eligible
$520,0005 bd4.5 ba2,333 sqft$223 /sqft$4,088 /mo all-in ↓

2621 ROSEMONT CIRCLE, DAVENPORT, FL, 33837

Active97 days on marketListed Apr 28, 2026MLS #O6401206

Private poolSingle Family ResidenceROSEMONT WOODS

About this home

2621 ROSEMONT CIRCLE

Versatile Home!! Vacation Rental or Primary Residence allowed! This home is located in the award-winning community of Providence, and offers plenty of room to live, work, and play. Outside, you'll find Mediterranean architecture accentuated by the concrete tile roof. Step inside to discover a spacious layout that seamlessly combines comfort and elegance. The main level features an inviting living area, a modern kitchen with a convenient breakfast bar and granite countertops, and a private outdoor space perfect for enjoying the Florida sunshine complete with covered patio, outdoor-access pool bathroom, and glimmering pool. The downstairs bedroom provides flexibility and convenience, while the double primary suites upstairs offer luxurious retreats for relaxation. The second level additionally boasts Jack and Jill bedrooms that are ideal for family or guests. Located in a desirable area, this home offers the perfect blend of comfort and convenience. When you're not at home, take advantage of the vast array of amenities the award-winning Providence Community has to offer: play 18 holes of Michael Dasher-designed Championship golf, join the tennis & pickleball leagues, swim in one of the heated pools, (Olympic-style and resort-style with slides), exercise in the state-of-the-art fitness center, or enjoy a meal in the onsite Blue Heron Grill & Tavern. Also included are sports fields, basketball courts, dog parks, covered playgrounds, miles of walking and jogging trails, all behind 24-hour guarded gates, and just minutes from theme parks and all that Central Florida has to offer! With a LOW $147/mo. HOA and NO CDD FEES, it's no wonder Providence wins the Best Community Grand Award year after year! Don't miss the opportunity to make 2621 Rosemont Circle your new address. Schedule a showing today and experience the best of Florida living!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

2,333

Sqft

0.17 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$223

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool
FacesNorth
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$147/mo
Taxes (2025)$5,873/yr
PetsYes
CommunityLake · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,088 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$489
HOA fee — from the listing$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,200
Interest rate6.00%
Loan term

Estimated payment

$4,088/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$489
HOA / condo fee$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$438KedgeAI estimate $474,843 · range $456K$521K$542K

vs edgeAI estimate

+9.5%

$/sqft vs Davenport actives

$223 vs $190

Days on market

97 vs 42 typical

Where $223/sqft sits among the 400 Davenport actives

65
104
91
64
40 · this home
36
$148–166$166–184$184–202$202–220$220–238$238+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityProvidence
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,295/mo median

MarketDavenport
Annual gross at median$27,540
Gross yield on this price5.3%
Homes for rent right now587

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Davenport short-term market

▼ Softening

46%

Occupancy

▼ 35% yr/yr

$302

Avg nightly rate

▲ 16% yr/yr

$31K/yr

Revenue per listing

$138

RevPAR

70 days

Booking lead time

5.9 nights

Avg stay

3

Typical min nights

3,730

Active rentals

▲ 7% supply

Seasonality — monthly occupancy

Peaks at 55% in Mar · bottoms at 36% in Jun

40%
53%
55%
53%
42%
36%
55%
46%
38%
41%
41%
44%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.

Where it sits

Inside Providence

Map of 2621 ROSEMONT CIRCLE inside its neighborhood boundary

Drive times from this address

Walt Disney World26 min
Universal Orlando36 min
Downtown Orlando42 min
Orlando Int’l Airport (MCO)47 min
Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Providence is a short-term-rental community. See the full guide →

Providence — neighborhood snapshot

Population

4,725

Median age

34

Median income

$92,222

Median home value

$384,700

Avg household

3

Households w/ children

663

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer8.6 months of inventoryBuyer’s market

$342K$363K

Davenport median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

173 of 400

Davenport actives have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the DAVENPORT 33837 median. See the full Davenport market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $520,000 · 97 days on market since
2015Built · ROSEMONT WOODS

Reality check

What actually sold near 2621 ROSEMONT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2613 ROSEMONT CIRCLESold · Jun ’26

$470,000

2613 ROSEMONT CIRCLE · same community

5 bd · 4.5 ba · 2,333 sqft · $201/sqft · 4 DOM

2505 ROSEMONT CIRCLESold · Oct ’25

$465,000

2505 ROSEMONT CIRCLE · same community

4 bd · 3 ba · 1,937 sqft · $240/sqft · 32 DOM

384 ORANGE COSMOS BOULEVARDSold · Dec ’25

$450,000

384 ORANGE COSMOS BOULEVARD

5 bd · 4.5 ba · 2,332 sqft · $193/sqft · 228 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2621 ROSEMONT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2621 ROSEMONT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2621 ROSEMONT CIRCLE FAQs

What would the monthly payment be for 2621 ROSEMONT CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,088/mo — principal and interest, the actual property-tax bill, the $147/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2621 ROSEMONT CIRCLE?+

The association fee works out to $147 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2621 ROSEMONT CIRCLE?+

The most recent tax bill on record (2025) was $5,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2621 ROSEMONT CIRCLE be rented short-term?+

Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2621 ROSEMONT CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $520,000, this home is listed about 34% above the Davenport median of $388,995. The market section on this page shows how the area is trending.

Which schools are assigned to 2621 ROSEMONT CIRCLE?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$520,000 runs 63% above the DAVENPORT 33837 median — but at 2,333 sqft it's also 20% larger than the typical Davenport listing.

02Zoned for nightly rentals

Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

04Time on market is leverage

97 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.

Listing courtesy of KUNKLE REALTY GROUP · Greer Kunkle. MLS #O6401206.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2621 ROSEMONT CIRCLE, DAVENPORT, FL — 5 Bed, 4.5 Bath — $520,000 | CENTURY 21 Edge