David Ramirez
$284,990$299,9903 bd2 ba1,680 sqft$170 /sqft$2,230 /mo all-in ↓

2747 SAN MARCO WAY, WINTER HAVEN, FL, 33884

Active103 days on marketListed Apr 21, 2026MLS #O6401087

Reduced $15KNew constructionSingle Family ResidenceVILLAMAR PH 5

About this home

2747 SAN MARCO WAY

Ready for immediate move-in, the three bedroom, two bathroom home welcomes you with a perfect blend of style, comfort, and modern living. Thoughtfully designed with an open-concept layout filled with natural light, creating an inviting space for both relaxing and entertaining. At the heart of the home, the spacious great room flows seamlessly into the dining area and kitchen. The gourmet kitchen is sure to impress, showcasing stainless steel appliances, breakfast bar for a casual meal, pantry and plenty of prep space—ideal for everyday living and hosting alike. Beautiful ceramic tile flooring extends through the main living areas, while the bedrooms offer plush carpeting for added comfort. The primary bedroom serves as a peaceful retreat, complete with a generous walk-in closet and en-suite bath featuring dual vanities and a shower with a bench. Two additional bedrooms provide flexibility for guests, or a home office, each offering ample closet space and convenient access to a full bath. A dedicated laundry room with washer and dryer, along with a two-car garage, adds everyday convenience. Step outside to the covered patio to enjoy your backyard. Enjoy the amenities offered in the community with a resort style pool, playground and dog park. Experience the perfect blend of style, convenience, and community living at VillaMar. Come experience a home where comfort, functionality, and beauty come together effortlessly.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,680

Sqft

0.1 ac

Lot size

2

Garage

2025

Year built

One

Levels

$170

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway
ExteriorSliding Doors

Community & fees

HOA fee$13/mo
Taxes (2025)$3,035/yr
PetsYes
CommunityPlayground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,230 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$253
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,975Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,975
Interest rate6.00%
Loan term

Estimated payment

$2,230/mo

Principal & interest$1,678
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$253
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $285K
$268KedgeAI estimate $283,336 · range $279K$289K$300K

vs edgeAI estimate

+0.6%

$/sqft vs Winter Haven actives

$170 vs $170

Days on market

103 vs 42 typical

Where $170/sqft sits among the 400 Winter Haven actives

50
54
112 · this home
108
33
43
$100–125$125–149$149–174$174–199$199–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Haven

Map of 2747 SAN MARCO WAY

Drive times from this address

Walt Disney World54 min
Universal Orlando64 min
Downtown Tampa69 min
Downtown Orlando70 min
Orlando Int’l Airport (MCO)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

WINTER HAVEN 33884 — neighborhood snapshot

Population

36,395

Median age

45.3

Median income

$70,516

Median home value

$269,400

Avg household

2.58

Households w/ children

3,777

For the school run

Polk County School District

ElementaryElbert Elementary School★★★★
HighWinter Haven Senior High School★★★★★
MiddleDenison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

188 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $284,990 $15K
Apr 21, 2026Listed at $299,990 · 103 days on market since
2025Built · VILLAMAR PH 5

Reality check

What actually sold near 2747 SAN MARCO WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2735 SAN MARCO WAYSold · Oct ’25

$309,990

2735 SAN MARCO WAY · same community

3 bd · 2 ba · 1,680 sqft · $185/sqft · 34 DOM

2759 SAN MARCO WAYSold · Oct ’25

$289,990

2759 SAN MARCO WAY · same community

3 bd · 2 ba · 1,680 sqft · $173/sqft · 313 DOM

2795 SAN MARCO WAYSold · Apr ’26

$277,990

2795 SAN MARCO WAY · same community

4 bd · 2 ba · 1,564 sqft · $178/sqft · 323 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2747 SAN MARCO WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2747 SAN MARCO WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2747 SAN MARCO WAY FAQs

What would the monthly payment be for 2747 SAN MARCO WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,230/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2747 SAN MARCO WAY?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2747 SAN MARCO WAY?+

The most recent tax bill on record (2025) was $3,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2747 SAN MARCO WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $284,990, this home is priced right at the Winter Haven median.

Which schools are assigned to 2747 SAN MARCO WAY?+

Elbert Elementary School (elementary), Winter Haven Senior High School (high), Denison Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ASSURED · Vilmari Caraballo. MLS #O6401087.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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