3704 EAGLE ISLE CIRCLE, KISSIMMEE, FL, 34746
Active91 days on marketListed Apr 23, 2026MLS #O6400944
About this home
3704 EAGLE ISLE CIRCLE
Wake up to peaceful water views and end your day with sunsets right from your own backyard in this custom home inside Bellalago. This 5 bedroom, 4.5 bath home offers nearly 3,000 square feet with a unique layout that stands out from anything else in the community, including dedicated office space and a private screened pool designed for everyday living and entertaining. Step outside and experience true Florida lake living. Your private dock is equipped with electric and water, making it easy to enjoy time on the water. Residents also have access to a community boat ramp and lift that connects directly to Lake Tohopekaliga, part of the Kissimmee Chain of Lakes. Whether you enjoy boating, fishing, or simply relaxing by the water, this home delivers the lifestyle buyers are looking for. The open backyard views create a quiet setting where you can enjoy local wildlife and wide sunset skies. Bellalago is a gated community known for its resort style amenities and strong sense of community. Residents enjoy access to two amenity centers with multiple heated pools, water slide, fitness centers, tennis and pickleball courts, playgrounds, walking paths, dog park, fishing pier, on site dining, and year round community events. Both Bellalago and Isles of Bellalago amenities are available to homeowners. Conveniently located near shopping, dining, and everyday essentials, this home offers a balance of privacy, recreation, and accessibility. This is more than a home, it is a lifestyle centered around water, nature, and community.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
2,934
Sqft
0.42 ac
Lot size
3
Garage
2013
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,485 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,485/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Kissimmee actives
$217 vs $211
Days on market
91 vs 45 typical
Where $217/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bellalago
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Bellalago — neighborhood snapshot
Population
4,492
Median age
34
Median income
$71,865
Median home value
$432,300
Avg household
3
Households w/ children
404
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$369K → $358K
Kissimmee median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
162 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 3704 EAGLE ISLE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$635,000
3722 EAGLE ISLE CIRCLE · same community
4 bd · 3 ba · 2,810 sqft · $226/sqft · 5 DOM
Sold · Mar ’26$620,000
3719 EAGLE ISLE CIRCLE · same community
4 bd · 3 ba · 3,406 sqft · $182/sqft · 11 DOM
Sold · Sep ’25$450,000
3757 EAGLE ISLE CIRCLE · same community
6 bd · 4 ba · 3,406 sqft · $132/sqft · 296 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3704 EAGLE ISLE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3704 EAGLE ISLE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3704 EAGLE ISLE CIRCLE FAQs
What would the monthly payment be for 3704 EAGLE ISLE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,485/mo — principal and interest, the actual property-tax bill, the $205/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3704 EAGLE ISLE CIRCLE?+
The association fee works out to $205 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3704 EAGLE ISLE CIRCLE?+
The most recent tax bill on record (2025) was $5,445. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3704 EAGLE ISLE CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $635,300, this home is listed about 67% above the Kissimmee median of $379,850. The market section on this page shows how the area is trending.
Which schools are assigned to 3704 EAGLE ISLE CIRCLE?+
Bellalago Charter Academy (elementary), Liberty High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$635,300 runs 82% above the KISSIMMEE 34746 median — but at 2,934 sqft it's also 61% larger than the typical Kissimmee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
91 days on market against a Kissimmee median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $699,000, now $635,300 — a $64K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Kristy Cook. MLS #O6400944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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