182 AMBERWOOD WAY, UMATILLA, FL, 32784
Active78 days on marketListed May 8, 2026MLS #O6400854
About this home
182 AMBERWOOD WAY
Seller may consider buyer concessions if made in an offer ~ BUILT IN 2025 and offering the largest floor plan available in the desirable Magnolia Pointe community of Umatilla, this spacious 5-bedroom, 3-bath home is MOVE-IN READY now – no need to wait for new construction! Designed for modern living with room to grow, this light and bright two-story home combines open living spaces, stylish finishes, and a location that keeps you close to everyday conveniences while still being outside the hustle and bustle of Orlando. Inside, UPGRADED TILE FLOORING flows throughout the main living areas, CUSTOM ACCENTS add character, and the OPEN CONCEPT layout creates the perfect space for gathering and entertaining. The kitchen is truly the heart of the home featuring desirable shaker-style cabinetry, sleek countertops, on trend hardware and fixtures, STAINLESS STEEL APPLIANCES, a large ISLAND with bar seating, and ample storage. The living and dining areas are filled with natural light with sliding glass doors that open to the patio and PRIVACY FENCED BACKYARD for seamless indoor/outdoor living. The MAIN FLOOR BEDROOM and full bath offer flexibility for guests, multi-generational living, or a home office setup. Upstairs, a cozy LOFT at the top of the stairs creates additional flexible space, while the generous PRIMARY SUITE is privately positioned at the front of the home complete with an oversized WALK-IN CLOSET featuring a window for natural light and a well-appointed en-suite bath. Three additional bedrooms are at the back of the home with access to a third full bath, and the convenient SECOND FLOOR LAUNDRY ROOM makes everyday living easy. Residents of Magnolia Pointe enjoy a LOW HOA along with community amenities that include a POOL, sports field, PLAYGROUND, and DOG PARK. Conveniently located with easy access to 450A and S Central Ave, you are just minutes from shopping, dining, outdoor recreation, and the beautiful Eustis Chain of Lakes. If you have been searching for a spacious newer home with modern finishes, community amenities, and room for everyone – Amberwood Way checks all the boxes. Call today to schedule a tour!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,457
Sqft
0.11 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,688 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,688/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.1%
$/sqft vs Umatilla actives
$152 vs $222
Days on market
78 vs 58 typical
Where $152/sqft sits among the 73 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
41 of 73
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 182 AMBERWOOD WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$357,990
211 AMBERWOOD WAY · same community
5 bd · 3 ba · 2,447 sqft · $146/sqft · 21 DOM
Sold · May ’26$315,000
13519 FOUNTAINBLEAU DRIVE · same community
3 bd · 2.5 ba · 1,944 sqft · $162/sqft · 23 DOM
Sold · Aug ’25$337,490
222 AMBERWOOD WAY · same community
4 bd · 2 ba · 1,829 sqft · $185/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 182 AMBERWOOD WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 182 AMBERWOOD WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
182 AMBERWOOD WAY FAQs
What would the monthly payment be for 182 AMBERWOOD WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,688/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 182 AMBERWOOD WAY?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 182 AMBERWOOD WAY?+
The most recent tax bill on record (2025) was $1,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 182 AMBERWOOD WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $374,000, this home is listed about 10% above the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 182 AMBERWOOD WAY?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6400854.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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