David Ramirez
$444,500$450,0003 bd2 ba1,979 sqft$225 /sqft$3,564 /mo all-in ↓

170 PALERMO PLACE, LADY LAKE, FL, 32159

Active74 days on marketListed May 21, 2026MLS #O6400750

Reduced $6KSingle Family ResidenceVILLAGES LADY LAKE UNIT 24

Come see it

Upcoming open house

Thu, Aug 6

10:00 AM – 12:00 PM

About this home

170 PALERMO PLACE

Welcome to this unique Lantana Designer Home located in the highly sought-after Village of Valle Verde in THE VILLAGES, ideally located near the vibrant Spanish Springs and Lake Sumter Landing squares, offering convenient access to dining, shopping, and entertainment. Offering 1,979 sq. ft. of air-conditioned space, this beautifully maintained home showcases peaceful views of a private wooded setting and exceptional indoor-outdoor living. A spacious front patio provides the perfect space for relaxing or entertaining guests. Upon entering, you are welcomed by a large foyer. To the right is a comfortable guest bedroom featuring a front-facing window and convenient access to the guest bathroom. Across from the bath is a sizeable storage closet for added functionality. The open-concept floor plan features a spacious living and dining area with sliding glass doors leading directly to the 19 x 19 lanai/birdcage, allowing for abundant natural light and seamless indoor-outdoor enjoyment. A rear den/bonus room, which may also serve as a third bedroom (without a closet), also features sliding door access to the lanai/birdcage and overlooks the tranquil backyard setting. The kitchen offers an eat-in dining area, quartz countertops, ample cabinetry, and all appliances convey with the home. The spacious primary suite overlooks the lush wooded area and features private access to the 19 x 19 lanai/birdcage, a large walk-in closet, and an oversized ensuite bathroom. Step outside to enjoy the beautifully landscaped backyard complete with an arbor, Koi pond, waterfall feature, mature plantings, and exceptional privacy. Additional updates include a new HVAC system installed in March 2026 and a roof replaced in Oct. 2022. A golf cart is included with the home, adding convenience and easy access to nearby amenities. Best of all, there is NO BOND! THis home is being sold "AS IS".

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,979

Sqft

0.16 ac

Lot size

2

Garage

1999

Year built

One

Levels

$225

Per sqft

Partially55+ community

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s) · Stone Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesNorth
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2025)$7,091/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Phone Available · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,564 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,617
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$591
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,558Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,558
Interest rate6.00%
Loan term

Estimated payment

$3,564/mo

Principal & interest$2,617
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$591
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$358KedgeAI estimate $397,190 · range $373K$410K$462K

vs edgeAI estimate

+11.9%

$/sqft vs Lady Lake actives

$225 vs $198

Days on market

74 vs 51 typical

Where $225/sqft sits among the 206 Lady Lake actives

37
52
53
26 · this home
15
23
$129–160$160–190$190–220$220–250$250–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lady Lake

Map of 170 PALERMO PLACE

Drive times from this address

Downtown Orlando65 min
Universal Orlando68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lady Lake. See the full Lady Lake guide →

LADY LAKE 32159 — neighborhood snapshot

Population

30,846

Median age

68.7

Median income

$57,536

Median home value

$272,100

Avg household

1.83

Households w/ children

1,240

For the school run

Lake County School District

ElementaryThe Villages Elementary Of Lady Lake School★★★★★
MiddleCarver Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lady Lake market

Seller’s marketBalanced5.9 months of inventoryBuyer’s market

$306K$320K

Lady Lake median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

99 of 206

Lady Lake actives have cut their price

Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the LADY LAKE 32159 median. See the full Lady Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $444,500 $6K
May 21, 2026Listed at $450,000 · 74 days on market since
1999Built · VILLAGES LADY LAKE UNIT 24

Reality check

What actually sold near 170 PALERMO PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

165 PALERMO PLACESold · Dec ’25

$420,000

165 PALERMO PLACE · same community

2 bd · 2 ba · 2,147 sqft · $196/sqft · 99 DOM

804 SANTA RITA WAYSold · Aug ’25

$355,000

804 SANTA RITA WAY · same community

3 bd · 2 ba · 1,498 sqft · $237/sqft · 5 DOM

113 PALERMO PLACESold · Oct ’25

$885,000

113 PALERMO PLACE · same community

4 bd · 3 ba · 3,839 sqft · $231/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 170 PALERMO PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 170 PALERMO PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

170 PALERMO PLACE FAQs

What would the monthly payment be for 170 PALERMO PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,564/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 170 PALERMO PLACE?+

The most recent tax bill on record (2025) was $7,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lady Lake?+

At $444,500, this home is listed about 33% above the Lady Lake median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 170 PALERMO PLACE?+

The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KEY LIME REALTY LLC · Paul Cates. MLS #O6400750.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Lady Lake homes, in your inbox

Like 170 PALERMO PLACE but not quite? A daily digest of every new listing in Lady Lake — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 6:04 PM UTC. The listing information on this page last changed on August 3, 2026 at 6:04 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 6:04 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 6:04 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.