1156 ACAPPELLA DRIVE, MELBOURNE, FL, 32940
Active90 days on marketListed Apr 22, 2026MLS #O6400510
About this home
1156 ACAPPELLA DRIVE
Experience affordable luxury in this stunning waterfront home, where serene water views can be enjoyed from almost every room throughout the house. Nestled in a highly desirable location with top-rated schools, this property offers both beauty and convenience. Recent upgrades include a Brand-New AC system and Water Heater installed in April 2026, ensuring comfort and peace of mind. The home is framed by gorgeous, mature trees along the water, creating a tranquil, European-inspired setting that feels like a private retreat. Enjoy peaceful mornings and relaxing evenings from the screened-in-patio, where you can take in the sights and sounds of birds and small wildlife along the water. Ideally located close to the renowned Brevard Zoo, with easy access to major highways for a seamless commute. Residents also enjoy a beautiful clubhouse with exceptional amenities, perfect for relaxing or entertaining. A rare opportunity to enjoy elegant waterfront living at an exceptional value.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,009
Sqft
0.22 ac
Lot size
2
Garage
2000
Year built
One
Levels
$276
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,947 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,947/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.9%
$/sqft vs Melbourne actives
$276 vs $220
Days on market
90 vs 21 typical
Where $276/sqft sits among the 72 Melbourne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melbourne
Get to know Melbourne. See the full Melbourne guide →
MELBOURNE 32940 — neighborhood snapshot
Population
49,288
Median age
48.1
Median income
$106,511
Median home value
$444,100
Avg household
2.42
Households w/ children
5,209
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melbourne market
$404K → $320K
Melbourne median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
28 of 72
Melbourne actives have cut their price
Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the MELBOURNE 32940 median. See the full Melbourne market guide →
Paper trail
This home's history
Reality check
What actually sold near 1156 ACAPPELLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$405,000
641 MISTY CREEK DRIVE
3 bd · 2 ba · 2,009 sqft · $202/sqft · 0 DOM
Sold · Feb ’26$400,000
681 MISTY CREEK DRIVE
3 bd · 2 ba · 2,011 sqft · $199/sqft · 133 DOM
Sold · Mar ’26$505,000
1908 TULLAGEE AVENUE
4 bd · 2 ba · 2,014 sqft · $251/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1156 ACAPPELLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1156 ACAPPELLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1156 ACAPPELLA DRIVE FAQs
What would the monthly payment be for 1156 ACAPPELLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,947/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1156 ACAPPELLA DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1156 ACAPPELLA DRIVE?+
The most recent tax bill on record (2025) was $2,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1156 ACAPPELLA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melbourne?+
At $554,900, this home is listed about 37% above the Melbourne median of $404,555. The market section on this page shows how the area is trending.
Which schools are assigned to 1156 ACAPPELLA DRIVE?+
Viera High School (high), Manatee Elementary School (elementary), John F. Kennedy Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$554,900 runs 17% above the MELBOURNE 32940 median — but at 2,009 sqft it's also 16% larger than the typical Melbourne listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
90 days on market against a Melbourne median of 21 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Viera High School, Manatee Elementary School, John F. Kennedy Middle School — Viera High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $569,900, now $554,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ZIRO REALTY · Susan Hooper. MLS #O6400510.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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