David Ramirez
$699,900$710,0007 bd4 ba4,022 sqft$174 /sqft$4,875 /mo all-in ↓

1042 HORSESHOE FALLS DRIVE, ORLANDO, FL, 32828

Active108 days on marketListed Apr 18, 2026MLS #O6400464

Reduced $10KPrivate poolSingle Family ResidenceWATERFORD CHASE EAST #2 VILLAGE F

Come see it

Upcoming open houses

Fri, Aug 7

3:00 PM – 5:00 PM

Broker

Tour this stunning home at 1042 Horseshoe Falls Drive, Orlando, FL 32828. Features 7 bedrooms, 4 bathrooms, 44,022 sq. ft. and a 3-car garage. This spacious home offers flexible living, beautiful finishes, and an unbeatable location near Waterford Lakes, top-rated schools, shopping, dining, and major highways. Contact me today for details or a private tour!

Sat, Aug 8

1:00 AM – 2:00 PM

Broker

Tour this stunning home at 1042 Horseshoe Falls Drive, Orlando, FL 32828. Features 7 bedrooms, 4 bathrooms, 44,022 sq. ft. and a 3-car garage. This spacious home offers flexible living, beautiful finishes, and an unbeatable location near Waterford Lakes, top-rated schools, shopping, dining, and major highways. Contact me today for details or a private tour!

Sun, Aug 9

9:00 PM – 4:00 PM

Broker

Tour this stunning home at 1042 Horseshoe Falls Drive, Orlando, FL 32828. Features 7 bedrooms, 4 bathrooms, 44,022 sq. ft. and a 3-car garage. This spacious home offers flexible living, beautiful finishes, and an unbeatable location near Waterford Lakes, top-rated schools, shopping, dining, and major highways. Contact me today for details or a private tour!

About this home

1042 HORSESHOE FALLS DRIVE

Virtually Staged. Welcome to 1042 Horseshoe Falls Drive — a spacious two-story residence in one of East Orlando’s most desirable communities. Offering approximately 4,022 square feet of living space, this impressive home features 7 bedrooms, 4 full bathrooms, and a versatile floor plan designed for comfortable everyday living as well as entertaining on a grand scale. Built in 2003, the home sits on a generously sized lot and includes a 3-car attached garage. Inside, you’ll find expansive living areas, a well-appointed kitchen, and plenty of room for multigenerational living, home offices, guest suites, or hobby spaces. Quality finishes such as stone counters, ceramic tile, and engineered hardwood flooring add style and durability throughout the home. Located in the highly sought-after 32828 area near Waterford Lakes, residents enjoy convenient access to top-rated schools, shopping, dining, parks, and major highways for an easy commute to downtown Orlando, the airport, and area attractions. This is a rare opportunity to own a large, flexible home in a prime Orlando location.

Facts & features

The home at a glance

7

Bedrooms

4

Bathrooms

4,022

Sqft

0.24 ac

Lot size

3

Garage

2003

Year built

Two

Levels

$174

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Washer
InteriorAttic Fan · Attic Ventilator · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorPrivate Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$75/mo
Taxes (2025)$7,216/yr
PetsNo

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,875 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$601
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$4,875/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$601
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$174 vs $247

Days on market

108 vs 40 typical

Where $174/sqft sits among the 400 Orlando actives

116 · this home
121
88
39
7
29
$151–209$209–267$267–325$325–384$384–442$442+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterford Chase East

Map of 1042 HORSESHOE FALLS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando20 min
Orlando Int’l Airport (MCO)29 min
Universal Orlando33 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Waterford Chase East — neighborhood snapshot

Population

4,857

Median age

39

Median income

$119,873

Median home value

$413,938

Avg household

3

Households w/ children

469

For the school run

Orange County School District

ElementaryCamelot Elementary★★★★
MiddleTimber Springs Middle★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$402K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

167 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $699,900 $10K
Apr 18, 2026Listed at $710,000 · 108 days on market since
2003Built · WATERFORD CHASE EAST #2 VILLAGE F

Reality check

What actually sold near 1042 HORSESHOE FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

707 BATTERY POINTE DRIVESold · Jul ’26

$539,900

707 BATTERY POINTE DRIVE

6 bd · 4 ba · 3,564 sqft · $151/sqft · 28 DOM

806 STERLING SPRING ROADSold · Sep ’25

$520,000

806 STERLING SPRING ROAD

6 bd · 4 ba · 3,555 sqft · $146/sqft · 83 DOM

218 PEBBLEROCK COURTSold · Dec ’25

$751,000

218 PEBBLEROCK COURT

7 bd · 4 ba · 3,538 sqft · $212/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1042 HORSESHOE FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1042 HORSESHOE FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1042 HORSESHOE FALLS DRIVE FAQs

What would the monthly payment be for 1042 HORSESHOE FALLS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,875/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1042 HORSESHOE FALLS DRIVE?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1042 HORSESHOE FALLS DRIVE?+

The most recent tax bill on record (2025) was $7,216. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1042 HORSESHOE FALLS DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $699,900, this home is listed about 79% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1042 HORSESHOE FALLS DRIVE?+

Camelot Elementary (elementary), Timber Springs Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$699,900 runs 60% above the ORLANDO 32828 median — but at 4,022 sqft it's also nearly 3 times the size of the typical Orlando listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

108 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Camelot Elementary, Timber Springs Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $710,000, now $699,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of EVOLV REALTY GROUP INC. MLS #O6400464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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