595 3RD STREET, OVIEDO, FL, 32765
Active83 days on marketListed May 1, 2026MLS #O6400334
Come see it
Upcoming open house
Sat, Jul 25
12:30 PM – 2:30 PM
Open house hosted by REALTOR LaShawn Green-Johnson.
About this home
595 3RD STREET
Welcome to 595 3rd St, a cozy and well-located single-family home in the heart of Oviedo’s Milton Square community. 920 sq ft of living space with efficient layout. This 2-bedroom, 1-bath residence sits on a spacious 0.30-acre lot, offering rare room to expand, garden, or create your ideal outdoor living space. Whether you're a first-time buyer, investor, or downsizer, this property delivers exceptional value and opportunity. This property offers a rare combination of affordability, land, and location. With its generous lot size and solid structure, it’s perfect for renovation, rental income, or creating a personalized retreat in one of Central Florida’s most desirable communities. Quiet street with easy access to downtown Oviedo, parks, and local shops.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
920
Sqft
0.3 ac
Lot size
1956
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,929 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,929/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 595 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 595 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
595 3RD STREET FAQs
What would the monthly payment be for 595 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,929/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 595 3RD STREET?+
The most recent tax bill on record (2024) was $339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 595 3RD STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $275,000, this home is listed about 48% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 595 3RD STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OVIEDO 32765 market on paper
$275,000 is 42% below the OVIEDO 32765 median of $475,000.
02Time on market is leverage
83 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $315,000, now $275,000 — a $40K cut. The full history is in the market section below.
Listing courtesy of WATSON REALTY CORP · LaShawn Green-Johnson. MLS #O6400334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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