David Ramirez
$289,900$293,9903 bd2 ba1,302 sqft$223 /sqft$2,144 /mo all-in ↓

210 BULL FROG LANE, UMATILLA, FL, 32784

Active99 days on marketListed Apr 17, 2026MLS #O6400281

Reduced $4KNew constructionSingle Family ResidenceMAGNOLIA POINTE

Come see it

Upcoming open houses

Sat, Jul 25

10:00 AM – 5:00 PM

Please visit us during our hours of operation or call 407-519-3940 for current home information. Sales Center open Tues -- Sat 10:00am to 6:00pm / Sunday and Monday 12:00pm to 6:00pm.

Sun, Jul 26

12:00 PM – 5:00 PM

Please visit us during our hours of operation or call 407-519-3940 for current home information. Sales Center open Tues -- Sat 10:00am to 6:00pm / Sunday and Monday 12:00pm to 6:00pm.

About this home

210 BULL FROG LANE

Under Construction. This all concrete block constructed, one-story layout optimizes living space with an open concept. As you enter the foyer you are greeted with a spacious dining room which leads to a spacious kitchen featuring quartz counter tops, stainless steel appliances and pantry for extra storage. The living room is complete with a view to the covered lanai outside. Bedroom one, located at the back of the home for privacy, has an en-suite bathroom that features a double vanity sink with a walk-in closet. Two additional guest bedrooms and one bath are tucked away down the hall from the Dining Room. The laundry room is located at the front of home near the two-car garage. Like all homes in Magnolia Pointe, the Allex includes a Home is Connected smart home technology package which allows you to control your home with your smart device while near or away. *Photos are of similar model but not that of the exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,302

Sqft

0.1 ac

Lot size

2

Garage

2026

Year built

One

Levels

$223

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorOpen Floorplan · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$63/mo
Taxes (2026)$1,034/yr
PetsYes
CommunityDog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,144 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2026 actual bill$86
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,144/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$86
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $296,820 · range $292K$300K$312K

vs edgeAI estimate

−2.3%

$/sqft vs Umatilla actives

$223 vs $220

Days on market

99 vs 58 typical

Where $223/sqft sits among the 73 Umatilla actives

23
29 · this home
8
5
2
6
$94–187$187–280$280–373$373–465$465–558$558+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Umatilla

Map of 210 BULL FROG LANE

Drive times from this address

Downtown Orlando58 min
Universal Orlando62 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Umatilla. See the full Umatilla guide →

UMATILLA 32784 — neighborhood snapshot

Population

9,859

Median age

45.2

Median income

$69,633

Median home value

$237,300

Avg household

2.47

Households w/ children

1,175

For the school run

Lake County School District

MiddleUmatilla Middle School★★★★★
HighUmatilla High School★★★★★
ElementaryUmatilla Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Umatilla market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$332K$323K

Umatilla median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

40 of 73

Umatilla actives have cut their price

Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the UMATILLA 32784 median. See the full Umatilla market guide →

Paper trail

This home's history

CurrentPrice reduced to $289,900 $4K
Apr 17, 2026Listed at $293,990 · 99 days on market since
2026Built · MAGNOLIA POINTE

Reality check

What actually sold near 210 BULL FROG LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

992 FAWN GRACE ROADSold · May ’26

$318,490

992 FAWN GRACE ROAD · same community

3 bd · 2 ba · 1,302 sqft · $245/sqft · 83 DOM

6830 MAGNOLIA POINTE CIRCLESold · Jan ’26

$215,000

6830 MAGNOLIA POINTE CIRCLE · same community

3 bd · 2 ba · 1,188 sqft · $181/sqft · 31 DOM

13216 FOUNTAINBLEAU DRIVESold · Apr ’26

$290,000

13216 FOUNTAINBLEAU DRIVE · same community

3 bd · 2 ba · 1,426 sqft · $203/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 210 BULL FROG LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 210 BULL FROG LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

210 BULL FROG LANE FAQs

What would the monthly payment be for 210 BULL FROG LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,144/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 210 BULL FROG LANE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 210 BULL FROG LANE?+

The most recent tax bill on record (2026) was $1,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 210 BULL FROG LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Umatilla?+

At $289,900, this home is listed about 15% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 210 BULL FROG LANE?+

Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DR HORTON REALTY OF CENTRAL FLORIDA LLC · Paul King. MLS #O6400281.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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