13026 SUNSET GARDEN LANE, WINTER GARDEN, FL, 34787
Active113 days on marketListed Apr 17, 2026MLS #O6400188
About this home
13026 SUNSET GARDEN LANE
Under Construction. Discover the Liston Coastal, a beautifully designed bungalow-style home offering 3 bedrooms, 2.5 bathrooms, and 1,908 square feet of thoughtfully crafted living space. This pre-construction opportunity features an estimated completion date in early 2027, giving buyers ample time to plan their move. As a Design Studio Ready home, buyers can personalize interior finishes and selections to create a space that reflects their unique style. Don't miss the chance to build your dream home and enjoy the quality craftsmanship and luxury living that Toll Brothers is known for.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,908
Sqft
0.1 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,894 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,894/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs WESTHAVEN AT OVATION
$287 vs $262
Days on market
113 vs 40 typical
Where $287/sqft sits among the 19 homes for sale in WESTHAVEN AT OVATION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside West Haven, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental · projected
$37,983/yr gross
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,925/mo median
Live Winter Garden rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Village I
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
West Haven is a short-term-rental community. See the full guide →
Village I — neighborhood snapshot
Population
1,534
Median age
37
Median income
$130,745
Median home value
$496,000
Avg household
3
Households w/ children
225
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $620K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
6 of 19
WESTHAVEN AT OVATION have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 13026 SUNSET GARDEN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,256,567
13258 TOLLCROSS WAY · same community
5 bd · 4.5 ba · 3,788 sqft · $332/sqft · 0 DOM
Sold · Nov ’25$782,450
13060 SUNNY RETREAT LANE
3 bd · 3 ba · 1,889 sqft · $414/sqft · 0 DOM
Sold · May ’26$575,000
13732 FRESH IVY STREET
2 bd · 2 ba · 1,889 sqft · $304/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13026 SUNSET GARDEN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13026 SUNSET GARDEN LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13026 SUNSET GARDEN LANE FAQs
What would the monthly payment be for 13026 SUNSET GARDEN LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,894/mo — principal and interest, the actual property-tax bill, the $77/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13026 SUNSET GARDEN LANE?+
The association fee works out to $77 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13026 SUNSET GARDEN LANE?+
The most recent tax bill on record (2025) was $2,326. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 13026 SUNSET GARDEN LANE be rented short-term?+
Yes — this home sits inside West Haven, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 13026 SUNSET GARDEN LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $547,160, this home is listed about 6% below the Winter Garden median of $584,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13026 SUNSET GARDEN LANE?+
Water Spring Elementary (elementary), Horizon High School (high), Water Spring Middle School (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Zoned for nightly rentals
West Haven is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
113 days on market against a Winter Garden median of 40 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Water Spring Elementary, Horizon High School, Water Spring Middle School — Horizon High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ORLANDO TBI REALTY LLC · DeVahn Powell. MLS #O6400188.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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