10618 LAKE RALPH DRIVE, CLERMONT, FL, 34711
Active96 days on marketListed Apr 20, 2026MLS #O6400170
About this home
10618 LAKE RALPH DRIVE
What a value! Nestled in the wonderful community of Lake Crescent Pines you will find this gem. Be impressed with the open and airy feel from the moment you enter. This functional split floor plan offers 3 bedrooms and 2 baths. Kitchen is centrally located and overlooks family room. Dine in the formal dining room or plenty of space in the kitchen for a small table. Dark laminate flooring adds warmth to the home and runs through the formal dining, family and hall. Attention to detail is carried to the outdoors. Enjoy cookouts and gathering in the LARGE fenced back yard by the water slide or relax under the covered patio. Pack your bags, back up the moving truck and move right in. Call today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,236
Sqft
0.31 ac
Lot size
2
Garage
1996
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.4%
$/sqft vs Clermont actives
$274 vs $221
Days on market
96 vs 33 typical
Where $274/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Crescent Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Lake Crescent Pines — neighborhood snapshot
Population
1,580
Median age
42
Median income
$90,176
Median home value
$354,700
Avg household
3
Households w/ children
209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
195 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 10618 LAKE RALPH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$329,990
11649 CRESCENT PINES BOULEVARD · same community
4 bd · 2 ba · 1,236 sqft · $267/sqft · 28 DOM
Sold · Feb ’26$280,500
11732 CRESCENT PINES BOULEVARD · same community
3 bd · 2 ba · 1,355 sqft · $207/sqft · 11 DOM
Sold · May ’26$350,000
10617 LAKE RALPH DRIVE · same community
4 bd · 2 ba · 1,466 sqft · $239/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10618 LAKE RALPH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10618 LAKE RALPH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10618 LAKE RALPH DRIVE FAQs
What would the monthly payment be for 10618 LAKE RALPH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,548/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10618 LAKE RALPH DRIVE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10618 LAKE RALPH DRIVE?+
The most recent tax bill on record (2025) was $2,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10618 LAKE RALPH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $339,000, this home is listed about 27% below the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 10618 LAKE RALPH DRIVE?+
Pine Ridge Elementary School (elementary), South Lake High School (high), Gray Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLERMONT 34711 market on paper
$339,000 is 27% below the CLERMONT 34711 median of $465,450.
02Time on market is leverage
96 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $344,900, now $339,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Matt MacNab. MLS #O6400170.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clermont homes, in your inbox
Like 10618 LAKE RALPH DRIVE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →