13360 PANAMA BEACH COURT, ORLANDO, FL, 32827
Active113 days on marketListed Apr 17, 2026MLS #O6400167
About this home
13360 PANAMA BEACH COURT
One or more photo(s) has been virtually staged. Experience the pinnacle of modern luxury in this meticulously upgraded Yorkshire estate, situated on one of the most expansive and coveted lots in the esteemed Isles of Lake Nona. This gated community provide peace of mind with patrol security and a lifestyle centered on ease; your HOA fees include high-speed internet, professional landscaping, and irrigation, ensuring truly maintenance-free living. Unlike the standard parcels in the area, this property boasts a massive 9,900 sq. ft. lot—one of the largest footprints in the community. It was specifically selected to serve as the perfect foundation for your custom luxury pool and backyard oasis while still leaving significant green space. Inside, the home is equipped with a whole-house water filtration system and softener, while the kitchen features a dedicated Reverse Osmosis (RO) system for extra purified water. From the Stone masonry-accented Craftsman exterior to the sprawling 3,600 square foot interior, every inch of this 2022-built residence has been curated to impress. The home is zoned for the area’s top-tier A rated schools, including the brand-new Luminary Middle, Luminary Elementary, and Lake Nona High. The heart of the home features a professional-grade KitchenAid appliance suite and an upgraded oversized center island, creating a true chef’s sanctuary. The aesthetic is defined by sophisticated 42” soft-close cabinetry in a timeless alabaster-and-navy palette, beautifully accented by satin gold hardware and premium Ethereal Glow quartz countertops. This space flows effortlessly into the grand gathering room, where pocket sliding glass doors disappear to blend the interior with a massive covered lanai and a built-in outdoor grill kitchen. The first floor is designed for versatility, offering a private guest suite with an en-suite bath, a dedicated home office, and a bright flex room. Upstairs, a massive loft serves as a secondary living hub, offering the perfect layout for family life. One guest bedroom serves as a private suite with its own dedicated bathroom, while two additional spacious bedrooms share a well-appointed third upstairs bath. The primary owner’s retreat acts as a true sanctuary, highlighted by a walk-in closet with ample storage, a "super walk-in shower," and elegant Ethereal Haze quartz vanities. Living in the Isles of Lake Nona means world-class amenities are just steps away, including a resort-style pool and splash pad, tennis and basketball courts, and a state-of-the-art fitness center. You are perfectly positioned minutes from Boxi Park, Lake Nona Town Center, and the highly anticipated Lake Nona West (featuring Target and Nordstrom Rack). With easy access to the 417 and 528, your commute to downtown, the airport, or the beaches is effortless. This is more than a home; it is an investment in the future of Orlando's most innovative community. Note: Some photos have been virtually staged. Some photos have been virtually rendered.
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
3,641
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,861 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,861/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.2%
$/sqft vs Orlando actives
$287 vs $251
Days on market
113 vs 42 typical
Where $287/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
ORLANDO 32827 — neighborhood snapshot
Population
19,601
Median age
38.3
Median income
$112,026
Median home value
$615,700
Avg household
2.98
Households w/ children
2,611
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
178 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the ORLANDO 32827 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 13360 PANAMA BEACH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,390,000
13384 PANAMA BEACH COURT · same community
5 bd · 4.5 ba · 3,561 sqft · $390/sqft · 60 DOM
Sold · Jan ’26$1,000,000
13846 TYBEE BEACH LANE · same community
6 bd · 3.5 ba · 4,163 sqft · $240/sqft · 0 DOM
Sold · Oct ’25$806,000
13401 PANAMA BEACH COURT · same community
4 bd · 3 ba · 2,332 sqft · $346/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13360 PANAMA BEACH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13360 PANAMA BEACH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13360 PANAMA BEACH COURT FAQs
What would the monthly payment be for 13360 PANAMA BEACH COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,861/mo — principal and interest, the actual property-tax bill, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13360 PANAMA BEACH COURT?+
The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13360 PANAMA BEACH COURT?+
The most recent tax bill on record (2025) was $14,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13360 PANAMA BEACH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $1,045,000, this home is listed about 165% above the Orlando median of $394,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13360 PANAMA BEACH COURT?+
Laureate Park Elementary (elementary), Lake Nona Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,045,000 runs 79% above the ORLANDO 32827 median — but at 3,641 sqft it's also nearly twice the size of the typical Orlando listing.
02Time on market is leverage
113 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Laureate Park Elementary, Lake Nona Middle, Lake Nona High — Laureate Park Elementary rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,095,080, now $1,045,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6400167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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