3101 LAKE LOWERY ROAD, HAINES CITY, FL, 33844
Active68 days on marketListed Jun 5, 2026MLS #O6400161
Come see it
Upcoming open house
Sat, Aug 15
12:00 PM – 3:00 PM
About this home
3101 LAKE LOWERY ROAD
"Price Improvement" Nestled on more than 11 acres of picturesque natural beauty, this beautiful 5-bedroom, 3-bath pool residence exemplifies traditional architecture while presenting awe-inspiring waterfront panoramas, the moment you enter the refined foyer, the enchanting lake views unfold, invoking an immediate sense of tranquility. The house has new roof installed, new front-yard, and new pavement. The family room is graced by a welcoming wood-burning fireplace with a stone facade, enhanced by laminate flooring and lofty vaulted ceilings. The galley-style kitchen is impeccably designed, featuring modern look cabinetry with soft-close drawers, a convenient closet pantry, stainless steel appliances, and granite countertops. The charming breakfast nook offers mesmerizing lakefront views through sliding glass doors. The freshly painted formal dining room provides access to the patio. Upstairs, the generously proportioned master bedroom suite offers a sitting area overlooking Lake Lowery, dual closets, and a private bath with a new vanity. Additionally, there's a guest bedroom and bath thoughtfully located on the first floor. This home is replete with amenities, including ample closet space, fresh interior paint, updated light fixtures, upgraded bathroom vanities, new wood laminate flooring, a water softener system, saltwater filter, a new roof installed in 2022, a loft-style shed, a chicken coop, a brick exterior facade, a screened lanai, a private gated driveway, and an oversized 2-car garage. Notably, this exceptional property features a sprawling pool area, ideal for hosting family gatherings. The expansive 11+ acre lot is predominantly wooded for added privacy and boasts a sandy beach area. The two AC units were replaced in 2022 and 2023. There are no HOA restrictions, offering the flexibility to tailor the property to your unique lifestyle and preferences.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,516
Sqft
11.03 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,255 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,255/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.5%
$/sqft vs N/A
$248 vs $288
Days on market
68 vs 41 typical
Where $248/sqft sits among the 235 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $303K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
107 of 235
N/A have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 112% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 3101 LAKE LOWERY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Dec ’25$530,000
4933 ROUND LAKE ROAD · same community
3 bd · 2.5 ba · 2,632 sqft · $201/sqft · 111 DOM
Sold · Dec ’25$384,900
1489 COUNTY ROAD 228 · same community
3 bd · 2 ba · 2,097 sqft · $184/sqft · 137 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3101 LAKE LOWERY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3101 LAKE LOWERY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3101 LAKE LOWERY ROAD FAQs
What would the monthly payment be for 3101 LAKE LOWERY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,255/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3101 LAKE LOWERY ROAD?+
The most recent tax bill on record (2025) was $5,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3101 LAKE LOWERY ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $625,000, this home is listed about 100% above the Haines City median of $312,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3101 LAKE LOWERY ROAD?+
Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 112% above the HAINES CITY 33844 median — but at 2,516 sqft it's also 40% larger than the typical Haines City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $840,000, now $625,000 — a $215K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MNT INTERNATIONAL · Mostafa Boulhanna. MLS #O6400161.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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