650 OLD MIMS ROAD, GENEVA, FL, 32732
Active97 days on marketListed Apr 17, 2026MLS #O6400145
About this home
650 OLD MIMS ROAD
Fully remodeled ranch-style estate offering refined country luxury on just over 10 acres with lake frontage, combining open pasture with natural lakefront terrain. With an effective year of 1990 and significant updates completed between 2021–2023, including major systems in 2021 and interior finishes in 2023, the home blends established structure with modern functionality and design. This 4-bedroom plus den residence features an open floor plan with soaring cathedral ceilings, a wood-burning fireplace with a stone façade, and French doors that open to a screened lanai with tongue-and-groove wood ceilings overlooking the pool and heated spa. The kitchen is both elevated and highly functional with leathered granite countertops, white cabinetry with abundant storage, 2021 appliances, and a walk-in pantry concealed behind custom barn doors, with a laundry room conveniently located just off the kitchen. A matching custom barn door entry leads to the private study/den. The primary suite is privately positioned with direct access to the lanai and includes a large walk-in closet and a well-appointed ensuite with an oversized shower and separate water closet, offering a comfortable and secluded retreat. Two secondary bedrooms feature ensuite bathrooms, while an additional bedroom—currently used as an office—opens to a private side porch through sliding glass doors. Outdoors, the property supports a range of uses including equestrian, hobby farm, or private retreat living, with a lakeside fire pit, open pasture, and a barn with two horse stalls and a tack room with updated electrical (2026). The 3-car carport features an enclosed workspace along with additional open storage, with exterior wood recently replaced (2026). Recent updates include metal roof, HVAC, ductwork, electrical panel, replumb, new drainfield and appliances (2021), along with flooring and cabinetry (2023). An exceptional opportunity for those seeking space, privacy, and a property that is ready to enjoy from day one, with flexibility to live, work, and expand without compromise.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,072
Sqft
10.53 ac
Lot size
1946
Year built
One
Levels
$423
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,048 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,048/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+55.9%
Days on market
97 vs 69 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 650 OLD MIMS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 OLD MIMS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
650 OLD MIMS ROAD FAQs
What would the monthly payment be for 650 OLD MIMS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,048/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 650 OLD MIMS ROAD?+
The most recent tax bill on record (2024) was $4,634. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 650 OLD MIMS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Geneva?+
At $1,300,000, this home is listed about 53% above the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 OLD MIMS ROAD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,300,000 runs 186% above the GENEVA 32732 median — but at 3,072 sqft it's also 22% larger than the typical Geneva listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RESIDENTIAL WEALTH PARTNERS · Traci de Wid. MLS #O6400145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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