101 S GERALDO ROAD, EAST PALATKA, FL, 32131
Active107 days on marketListed Apr 20, 2026MLS #O6399778
About this home
101 S GERALDO ROAD
Opportunity awaits with this value-add property in East Palatka! Situated on a spacious corner lot, this home offers great potential for investors or buyers looking to customize and make it their own. The open-concept layout features a wood-burning fireplace, laminate flooring, and an island kitchen with ample cabinet space and a stylish backsplash, all flowing into the main living area—ideal for everyday living and entertaining. French doors lead to a wrap-around screened porch, providing a relaxing space to enjoy the outdoors. Additional features include a durable metal roof and charming brick accents. Conveniently located with easy access to major roadways, this property is full of possibilities. Schedule your private showing today and bring your vision to life!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$77
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$739 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$739/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BUENA VISTA
$77 vs $171
Days on market
107 vs 37 typical
Where $77/sqft sits among the 7 homes for sale in BUENA VISTA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Palatka
Get to know East Palatka. See the full East Palatka guide →
EAST PALATKA 32131 — neighborhood snapshot
Population
4,596
Median age
45.6
Median income
$66,580
Median home value
$222,300
Avg household
2.31
Households w/ children
425
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The East Palatka market
$530K → $315K
East Palatka median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
5 of 7
BUENA VISTA have cut their price
Median sold price, East Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the EAST PALATKA 32131 median. See the full East Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 S GERALDO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$90,000
1934 SHADY COVE · same community
2 bd · 2 ba · 1,108 sqft · $81/sqft · 112 DOM
Sold · Apr ’26$80,000
2125 KEPNER DRIVE · same community
2 bd · 2 ba · 934 sqft · $86/sqft · 51 DOM
Sold · May ’26$192,000
5ta Seccion VILLA CAROLINA UNIT 189-#21 · same community
4 bd · 2 ba · 1,200 sqft · $160/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 S GERALDO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 S GERALDO ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 S GERALDO ROAD FAQs
What would the monthly payment be for 101 S GERALDO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $739/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 S GERALDO ROAD?+
The most recent tax bill on record (2025) was $762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in East Palatka?+
At $81,500, this home is listed about 78% below the East Palatka median of $375,950. The market section on this page shows how the area is trending.
Which schools are assigned to 101 S GERALDO ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the EAST PALATKA 32131 market on paper
$81,500 is 46% below the EAST PALATKA 32131 median of $152,000, and at $77/sqft it sits under the East Palatka average of $220.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
107 days on market against a East Palatka median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $82,500, now $81,500 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOGWOOD REALTY · Meshell Perry. MLS #O6399778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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