4448 NW 2ND COURT, OCALA, FL, 34475
Active112 days on marketListed Apr 15, 2026MLS #O6399631
About this home
4448 NW 2ND COURT
One or more photo(s) has been virtually staged. Welcome to 4448 NW 2nd Court, where modern comfort meets privacy and convenience in one of Ocala’s most desirable gated communities. Unlike new construction, this home is fully complete, thoughtfully upgraded, and ready for immediate move-in—no delays, no surprises, and no additional costs to finish. Step inside to a bright, open-concept layout designed for everyday living and effortless entertaining. The home features upgraded tile flooring throughout the main living areas, abundant natural light, and a seamless flow between the kitchen, dining, and living spaces. The split-bedroom floor plan offers ideal functionality and privacy, highlighted by a spacious owner’s suite retreat with a large walk-in closet and a well-appointed ensuite bath. What truly sets this property apart is the rare backyard privacy—with no rear neighbors and a fully fenced yard, you’ll enjoy peaceful outdoor living whether relaxing, entertaining, or creating your own personal oasis. Located within the gated community of St. James Park, this home offers a quiet, secure environment while still being conveniently close to shopping, dining, and major roadways. Special Financing Available + Seller Concessions Offered: Ask about preferred lender programs that may offer reduced interest rates, low down payment options, and closing cost assistance. Seller is open to contributing toward closing costs or an interest rate buy-down. If you’ve been considering new construction, this is your opportunity to own a better-than-new home with added privacy, upgrades, and immediate availability. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,950
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,766 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,766/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.1%
$/sqft vs Ocala actives
$185 vs $187
Days on market
112 vs 49 typical
Where $185/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34475 — neighborhood snapshot
Population
14,812
Median age
36.1
Median income
$33,515
Median home value
$170,300
Avg household
2.65
Households w/ children
1,649
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OCALA 34475 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4448 NW 2ND COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$285,000
162 NW 42ND PLACE · same community
4 bd · 2 ba · 1,888 sqft · $151/sqft · 124 DOM
Sold · Oct ’25$260,000
4516 NW 2ND AVENUE · same community
4 bd · 2 ba · 1,860 sqft · $140/sqft · 41 DOM
Sold · Nov ’25$324,000
4295 NW 1ST COURT ROAD · same community
4 bd · 3 ba · 1,810 sqft · $179/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4448 NW 2ND COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4448 NW 2ND COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4448 NW 2ND COURT FAQs
What would the monthly payment be for 4448 NW 2ND COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,766/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4448 NW 2ND COURT?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4448 NW 2ND COURT?+
The most recent tax bill on record (2025) was $3,031. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4448 NW 2ND COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $359,999, this home is listed about 20% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4448 NW 2ND COURT?+
Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEST SEEKERS FLORIDA, LLC · Roberto Cardona, LLC. MLS #O6399631.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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