David Ramirez
$1,275,000$1,360,0004 bd4 ba2,900 sqft$440 /sqft$7,625 /mo all-in ↓

420 OHIO STREET, WINTER PARK, FL, 32789

Active88 days on marketListed Apr 28, 2026MLS #O6399541

Reduced $85KNew constructionSingle Family ResidenceKAROLINA ON KILLARNEY

About this home

420 OHIO STREET

Pre-Construction. To be built. On a prominent corner lot in the rapidly evolving Killarney Shores neighborhood, this offering presents a rare opportunity to design and build a custom residence in the heart of the highly coveted 32789 zip code. Nestled among a vibrant mix of established charm and stunning new construction, this location perfectly captures the area’s exciting transformation while keeping you just minutes from the premier dining, shopping, and lifestyle amenities that define Winter Park living. TO BE BUILT. Bring your vision to life with fully customizable plans, including the unique flexibility to add an Accessory Dwelling Unit (ADU)—perfect for multigenerational living, a private home office, or a guest suite. Don’t miss your chance to build a part of your legacy in one of Winter Park's most trending enclaves. Inquire today.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,900

Sqft

0.19 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$440

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationSlab
FacesNorthwest
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$1,281/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,625 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property tax — 2025 actual bill$107
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $127,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $127,500
Interest rate6.00%
Loan term

Estimated payment

$7,625/mo

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property taxes (actual bill)$107
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$967KedgeAI estimate $1,236,113 · range $1.0M$1.8M$1.9M

vs edgeAI estimate

+3.1%

$/sqft vs Winter Park actives

$440 vs $343

Days on market

88 vs 34 typical

Where $440/sqft sits among the 318 Winter Park actives

122
78
45 · this home
29
18
26
$151–289$289–428$428–566$566–704$704–843$843+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Killarney

Map of 420 OHIO STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando8 min
Universal Orlando20 min
Orlando Int’l Airport (MCO)27 min
Walt Disney World32 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Lake Killarney — neighborhood snapshot

Population

2,209

Median age

61

Median income

$68,693

Median home value

$396,822

Avg household

2

Households w/ children

107

For the school run

Orange County School District

ElementaryKillarney Elementary★★★★
HighEdgewater High★★★★★
MiddleCollege Park Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$473K$500K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

147 of 318

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,275,000 $85K
Apr 28, 2026Listed at $1,360,000 · 88 days on market since
2026Built · KAROLINA ON KILLARNEY

Reality check

What actually sold near 420 OHIO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1835 KAROLINA AVESold · Dec ’25

$1,063,303

1835 KAROLINA AVE · same community

4 bd · 3.5 ba · 2,662 sqft · $399/sqft · 50 DOM

Lot #20 KAROLINA AVESold · Dec ’25

$956,809

Lot #20 KAROLINA AVE · same community

4 bd · 3.5 ba · 2,662 sqft · $359/sqft · 63 DOM

1840 BISCAYNE DRIVESold · Aug ’25

$940,000

1840 BISCAYNE DRIVE · same community

4 bd · 3 ba · 2,646 sqft · $355/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 420 OHIO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 420 OHIO STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

420 OHIO STREET FAQs

What would the monthly payment be for 420 OHIO STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,625/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 420 OHIO STREET?+

The most recent tax bill on record (2025) was $1,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $1,275,000, this home is listed about 103% above the Winter Park median of $627,000. The market section on this page shows how the area is trending.

Which schools are assigned to 420 OHIO STREET?+

Killarney Elementary (elementary), Edgewater High (high), College Park Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,275,000 runs 50% above the WINTER PARK 32789 median — but at 2,900 sqft it's also 59% larger than the typical Winter Park listing.

02Time on market is leverage

88 days on market against a Winter Park median of 34 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,360,000, now $1,275,000 — a $85K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Leighton Hope. MLS #O6399541.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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