David Ramirez
$599,9004 bd3 ba2,952 sqft$203 /sqft$4,023 /mo all-in ↓

12955 MOSS PARK RIDGE DRIVE, ORLANDO, FL, 32832

Active110 days on marketListed Apr 15, 2026MLS #O6399409

Single Family ResidenceMOSS PARK RDG

About this home

12955 MOSS PARK RIDGE DRIVE

Welcome to this spacious and thoughtfully designed 4-bedroom, 3-bathroom home offering the perfect blend of comfort and modern style. The open living room features an eye-catching stone accent wall, adding character and warmth to the main living space. The kitchen is equipped with ample cabinetry and connects seamlessly to a bright dinette area, while a separate formal dining room and formal living room provide excellent spaces for entertaining. Each bedroom is generously sized and includes walk-in closets for plenty of storage. The primary suite offers a private retreat with its own sitting area and a relaxing garden tub. A full bathroom on the first floor adds flexibility and convenience. Outdoor living is just as impressive, with a tiled back porch, an outdoor kitchen, and a jacuzzi...perfect for enjoying Florida living year-round. The fenced yard provides privacy and space to unwind. Additional features include granite countertops, tile flooring throughout the main areas, luxury vinyl plank flooring in the bedrooms, decorative stone accents, and built-in storage shelving in the garage. Conveniently located near the airport, Lake Nona, major attractions, and downtown, this home offers easy access to everything while maintaining a peaceful residential feel.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,952

Sqft

0.14 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$203

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesMicrowave · Range · Refrigerator · Wine Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorFrench Doors

Community & fees

HOA fee$100/mo
Taxes (2025)$3,607/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,023 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$301
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,990
Interest rate6.00%
Loan term

Estimated payment

$4,023/mo

Principal & interest$3,237
PMI (est., until 20% equity)$225
Property taxes (actual bill)$301
HOA / condo fee$100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $600K
$523KedgeAI estimate $575,721 · range $544K$627K$653K

vs edgeAI estimate

+4.2%

$/sqft vs Orlando actives

$203 vs $251

Days on market

110 vs 34 typical

Where $203/sqft sits among the 400 Orlando actives

93 · this home
129
91
50
10
27
$151–205$205–259$259–314$314–368$368–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Moss Park Ridge

Map of 12955 MOSS PARK RIDGE DRIVE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)19 min
Downtown Orlando23 min
Walt Disney World32 min
Universal Orlando33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Moss Park Ridge — neighborhood snapshot

Population

777

Median age

34

Median income

$109,329

Median home value

$441,500

Avg household

3

Households w/ children

107

For the school run

Orange County School District

MiddleInnovation Middle★★★★
ElementaryMoss Park Elementary★★★★
HighLake Nona High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$400K$409K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

169 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Apr 15, 2026Listed at $599,900 · 110 days on market since
2007Built · MOSS PARK RDG

Reality check

What actually sold near 12955 MOSS PARK RIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12716 WEATHERFORD WAYSold · Apr ’26

$550,000

12716 WEATHERFORD WAY · same community

5 bd · 2.5 ba · 2,529 sqft · $217/sqft · 4 DOM

12633 WEATHERFORD WAYSold · Mar ’26

$567,000

12633 WEATHERFORD WAY · same community

5 bd · 3 ba · 3,434 sqft · $165/sqft · 6 DOM

12847 MOSS PARK RIDGE DRIVESold · Jul ’26

$700,000

12847 MOSS PARK RIDGE DRIVE · same community

5 bd · 3 ba · 3,448 sqft · $203/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12955 MOSS PARK RIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12955 MOSS PARK RIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12955 MOSS PARK RIDGE DRIVE FAQs

What would the monthly payment be for 12955 MOSS PARK RIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,023/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12955 MOSS PARK RIDGE DRIVE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12955 MOSS PARK RIDGE DRIVE?+

The most recent tax bill on record (2025) was $3,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12955 MOSS PARK RIDGE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $599,900, this home is listed about 54% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12955 MOSS PARK RIDGE DRIVE?+

Innovation Middle (middle), Moss Park Elementary (elementary), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$599,900 runs 41% above the ORLANDO 32832 median — but at 2,952 sqft it's also nearly twice the size of the typical Orlando listing.

02Time on market is leverage

110 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Innovation Middle, Moss Park Elementary, Lake Nona High — Innovation Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Brandi Tropf. MLS #O6399409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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