David Ramirez
$2,349,000$2,400,0004 bd3 ba3,004 sqft$782 /sqft$15,419 /mo all-in ↓

9620 MAYWOOD DRIVE, WINDERMERE, FL, 34786

Active85 days on marketListed Apr 30, 2026MLS #O6399315

Reduced $51KWaterfrontPrivate poolSingle Family ResidenceLAKE DOWN SHORES

About this home

9620 MAYWOOD DRIVE

Lakefront living on the Butler Chain of Lakes in the heart of Windermere. This rare offering on Lake Down presents 100 feet of direct frontage, expansive water views and a private setting on a quiet cul-de-sac with no HOA. Set across 1.35 acres, this two-story pool home captures the essence of Windermere’s enduring lakefront lifestyle, where space, privacy, and natural beauty come together in a setting that feels refined and relaxed. From sunrise to sunset, the backdrop is nothing short of extraordinary. Sweeping views stretch across Lake Down, where calm morning waters give way to vibrant evening skies, and a nightly Disney fireworks view adds a subtle sense of wonder to the horizon. The property is thoughtfully oriented to take full advantage of its surroundings, featuring a private beach area, a two-story dock and direct access to the Butler Chain, one of Central Florida’s sought-after and interconnected lake systems, known for its recreational appeal and timeless value. Inside, the home offers a layout designed for everyday living and effortless entertaining. Spacious living and family rooms are complemented by an open kitchen appointed with granite countertops and stainless steel appliances, creating a central gathering space that flows naturally to the outdoors. A dedicated office or den provides flexibility for work or quiet retreat, while an upstairs loft captures elevated, panoramic views of Lake Down, an ideal setting for a secondary lounge, media space or creative studio. The outdoor experience is equally compelling. A resort-style pool anchors the backyard, accompanied by a screened porch and expansive lawn that extends toward the water’s edge. The setting invites relaxed afternoons and large-scale gatherings, with ample room to further enhance or personalize the landscape. A greenhouse and additional storage add charm and functionality, supporting a variety of lifestyle needs. A second-story balcony offers yet another vantage point, where elevated lake views and evening fireworks create a memorable daily backdrop. Whether enjoying a quiet morning coffee or winding down at sunset, this space reinforces the home’s seamless connection to its environment. Positioned in a peaceful and private location, yet just moments from renowned restaurants, shopping and everyday conveniences, the property offers a rare balance of seclusion and accessibility. Its location on one of the desirable stretches of Lake Down further underscores its long-term appeal. This is a compelling opportunity to enjoy the home as it exists today or to reimagine the site as an exceptional custom waterfront estate. In a setting defined by natural beauty, established luxury and enduring demand, properties of this caliber and positioning are increasingly rare.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,004

Sqft

1.35 ac

Lot size

2

Garage

1979

Year built

Two

Levels

$782

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock
FoundationBlock
ViewPool · Water
FacesNorth
ParkingGarage Faces Side · Oversized
ExteriorBalcony · French Doors · Irrigation System · Outdoor Shower · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$20,433/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$15,419 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,675
PMI (est., until 20% equity)$881
Property tax — 2025 actual bill$1,703
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $234,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $234,900
Interest rate6.00%
Loan term

Estimated payment

$15,419/mo

Principal & interest$12,675
PMI (est., until 20% equity)$881
Property taxes (actual bill)$1,703
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.3M
$782KedgeAI estimate $911,516 · range $814K$993K$2.4M

vs edgeAI estimate

+157.7%

$/sqft vs Windermere actives

$782 vs $348

Days on market

85 vs 32 typical

Where $782/sqft sits among the 241 Windermere actives

130
50
21
15 · this home
7
18
$225–370$370–515$515–660$660–805$805–950$950+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Down Shores

Map of 9620 MAYWOOD DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando13 min
Downtown Orlando18 min
Walt Disney World29 min
Orlando Int’l Airport (MCO)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Lake Down Shores — neighborhood snapshot

Population

598

Median age

51

Median income

$200,500

Median home value

$716,700

Avg household

3

Households w/ children

86%

For the school run

Orange County School District

HighOlympia High★★★★★
ElementaryThornebrooke Elementary★★★★
MiddleGotha Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$839K$1.0M

Windermere median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

117 of 241

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 190% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,349,000 $51K
Apr 30, 2026Listed at $2,400,000 · 85 days on market since
1979Built · LAKE DOWN SHORES

Reality check

What actually sold near 9620 MAYWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

106 PALM STREETSold · Jun ’26

$1,375,000

106 PALM STREET

5 bd · 4.5 ba · 3,082 sqft · $446/sqft · 12 DOM

8725 SUMMERVILLE PLACESold · May ’26

$880,000

8725 SUMMERVILLE PLACE

4 bd · 3 ba · 2,878 sqft · $306/sqft · 15 DOM

720 MAIN STREETSold · Oct ’25

$850,000

720 MAIN STREET

3 bd · 2 ba · 2,778 sqft · $306/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9620 MAYWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9620 MAYWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9620 MAYWOOD DRIVE FAQs

What would the monthly payment be for 9620 MAYWOOD DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,419/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9620 MAYWOOD DRIVE?+

The most recent tax bill on record (2025) was $20,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9620 MAYWOOD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $2,349,000, this home is listed about 114% above the Windermere median of $1,099,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9620 MAYWOOD DRIVE?+

Olympia High (high), Thornebrooke Elementary (elementary), Gotha Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,349,000 runs 190% above the WINDERMERE 34786 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

85 days on market against a Windermere median of 32 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Olympia High, Thornebrooke Elementary, Gotha Middle — Thornebrooke Elementary rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,400,000, now $2,349,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Linda O'Grady. MLS #O6399315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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