896 SPRING PALMS LOOP, ORLANDO, FL, 32828
Active96 days on marketListed Apr 16, 2026MLS #O6398933
About this home
896 SPRING PALMS LOOP
Welcome to this exquisitely curated townhouse in the sought-after Spring Isle Palms, built in 2023 and brimming with luxury. Spanning 1,550 square feet across two floors, this three-bedroom, two-and-a-half-bath residence is a masterpiece of design. A professional interior designer has spared no expense, with custom box molding, crown molding, and designer lighting fixtures throughout including LED sconces in the foyer and upstairs. Luxury vinyl flooring upstairs, plus upgraded carpet on the stairs and in the bedrooms, ensures both style and comfort. Custom drapes, fresh interior paint, and an accent wall add layers of sophistication. The upstairs primary suite boasts serene conservation views from the rear of the home, and the spa-like bathroom dazzles with a glass enclosure, designer mirrors, and premium finishes. Upstairs, two additional bedrooms offer versatility—one ideal as a home office, the other featuring a wood accent wall, perfect for a den. The kitchen is a chef’s dream, with a window over the sink and seamless flow to the private backyard deck, crafted in Trex composite material—perfect for relaxing or entertaining. Additional upgrades include epoxy-coated garage floors, custom built-in cabinets with a folding countertop in the laundry room, extra wire shelving in the upstairs primary closet, and carefully selected accent paint. Residents also enjoy a peaceful setting in a newer community with both pool and playground amenities. Just minutes from shopping, dining, and entertainment, this is a rare blend of elegance and convenience. Ask for the upgrade sheet and schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,559
Sqft
0.05 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,399 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,399/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs SPRING ISLE PALMS
$253 vs $257
Days on market
96 vs 34 typical
Where $253/sqft sits among the 7 homes for sale in SPRING ISLE PALMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Get to know Orlando. See the full Orlando guide →
ORLANDO 32828 — neighborhood snapshot
Population
69,937
Median age
36.5
Median income
$99,927
Median home value
$403,700
Avg household
2.85
Households w/ children
9,027
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
4 of 7
SPRING ISLE PALMS have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 896 SPRING PALMS LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$414,000
1064 SPRING PALMS LOOP · same community
3 bd · 2.5 ba · 1,633 sqft · $254/sqft · 13 DOM
Sold · Mar ’26$323,000
16257 OLD ASH LOOP
3 bd · 2.5 ba · 1,507 sqft · $214/sqft · 14 DOM
Sold · Jan ’26$435,900
13658 HIDDEN FOREST CIRCLE
3 bd · 2 ba · 1,654 sqft · $264/sqft · 182 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 896 SPRING PALMS LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 896 SPRING PALMS LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
896 SPRING PALMS LOOP FAQs
What would the monthly payment be for 896 SPRING PALMS LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,399/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 896 SPRING PALMS LOOP?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 896 SPRING PALMS LOOP?+
The most recent tax bill on record (2025) was $5,212. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 896 SPRING PALMS LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $395,000, this home is listed about 1% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 896 SPRING PALMS LOOP?+
Sunrise Elementary (elementary), Timber Creek High (high), Discovery Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the ORLANDO 32828 market on paper
$395,000 is 12% below the ORLANDO 32828 median of $449,750, and at $253/sqft it sits under the Orlando average of $264.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
96 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sunrise Elementary, Timber Creek High, Discovery Middle — Sunrise Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $419,900, now $395,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · William Wygle. MLS #O6398933.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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