David Ramirez
$2,399,0003 bd3 ba3,657 sqft$656 /sqft$14,526 /mo all-in ↓

4910 E LAKE DRIVE, WINTER SPRINGS, FL, 32708

Active93 days on marketListed May 1, 2026MLS #O6398929

WaterfrontSingle Family ResidenceNA

About this home

4910 E LAKE DRIVE

A truly rare find in Winter Springs. This equestrian-friendly, lakefront estate is complete with its own private tennis court, a solid block-constructed horse barn, and room to enjoy every part of the lifestyle. All of this, tucked in a quiet setting that keeps you close to the heart of Orlando, with the added benefit of being just 2 miles from The Geneva School, one of the area’s premier private education options. Originally built in 1964, the home was thoughtfully expanded in 1994, creating a larger, more functional layout while preserving its character. Today it offers over 3,000 SF overlooking the shimmering waters of Little Lake Howell. Enjoy west-facing sunset views framed by mature cypress trees. Host friends for tennis or pickleball right in your backyard. The sizeable horse barn was engineered for exceptional durability, built with block construction and poured concrete for maximum strength. The main home includes a 3-car garage, and the barn adds an oversized carport that can easily double as covered boat storage.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,657

Sqft

3.1 ac

Lot size

3

Garage

1964

Year built

One

Levels

$656

Per sqft

WaterfrontTennis Court & Water view

Inside

FlooringHardwood
AppliancesConvection Oven · Cooktop · Disposal · Freezer · Refrigerator
InteriorPrimary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofSlate
ConstructionBrick
FoundationSlab
ViewTennis Court · Water
FacesEast
ParkingBoat
ExteriorTennis Court(s)

Community & fees

Taxes (2024)$6,256/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,526 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,945
PMI (est., until 20% equity)$900
Property tax — 2024 actual bill$521
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $239,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $239,900
Interest rate6.00%
Loan term

Estimated payment

$14,526/mo

Principal & interest$12,945
PMI (est., until 20% equity)$900
Property taxes (actual bill)$521
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NA

$656 vs $283

Days on market

93 vs 38 typical

Where $656/sqft sits among the 126 homes for sale in NA

83
27
4 · this home
1
3
8
$108–380$380–652$652–924$924–1196$1196–1467$1467+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Springs

Map of 4910 E LAKE DRIVE

Drive times from this address

Downtown Orlando22 min
Orlando Int’l Airport (MCO)31 min
Universal Orlando35 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Springs. See the full Winter Springs guide →

WINTER SPRINGS 32708 — neighborhood snapshot

Population

48,034

Median age

41.6

Median income

$87,889

Median home value

$352,600

Avg household

2.49

Households w/ children

5,301

For the school run

Seminole County School District

ElementaryWinter Springs Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighWinter Springs High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Springs market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$420K$462K

Winter Springs median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

58 of 126

NA have cut their price

Median sold price, Winter Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 540% above the WINTER SPRINGS 32708 median. See the full Winter Springs market guide →

Paper trail

This home's history

May 1, 2026Listed at $2,399,000 · 93 days on market since
1964Built · NA

Reality check

What actually sold near 4910 E LAKE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLASold · Feb ’26

$167,000

Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA · same community

3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM

1751 SW 54TH COURTSold · Dec ’25

$800,000

1751 SW 54TH COURT · same community

5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM

17345 SWEETWATER ROADSold · Jul ’26

$1,100,000

17345 SWEETWATER ROAD · same community

3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4910 E LAKE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4910 E LAKE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4910 E LAKE DRIVE FAQs

What would the monthly payment be for 4910 E LAKE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4910 E LAKE DRIVE?+

The most recent tax bill on record (2024) was $6,256. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Springs?+

At $2,399,000, this home is listed about 471% above the Winter Springs median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4910 E LAKE DRIVE?+

Winter Springs Elementary School (elementary), Milwee Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,399,000 runs 540% above the WINTER SPRINGS 32708 median — but at 3,657 sqft it's also nearly twice the size of the typical Winter Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

93 days on market against a Winter Springs median of 38 — sellers in this position are usually ready to negotiate.

Listing courtesy of COMPASS FLORIDA LLC · Kris Kennedy. MLS #O6398929.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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