David Ramirez
$749,000$779,0005 bd3 ba2,621 sqft$286 /sqft$4,959 /mo all-in ↓

4730 QUAIL ROOST ROAD, ST CLOUD, FL, 34772

Active85 days on marketListed Apr 29, 2026MLS #O6398808

Reduced $30KSingle Family ResidenceS L & I C

About this home

4730 QUAIL ROOST ROAD

The road ends here. That's the first thing you notice. No through traffic, no hum of a highway in the distance, just a gravel drive that opens onto more than an acre of Florida the way Florida used to be. There's a pond out front with lily pads on it. An orange grove where the road runs out. Two highland cows graze the pasture behind you. And a Kent Custom Homes farmhouse that delivers on every promise its exterior makes. Walk in through the wood front door and the house pulls you into a room that does what good homes do. It brings people together without crowding them. The kitchen anchors it. White quartz, a walnut island, a custom wood hood, subway tile to the ceiling, a farmhouse sink under a window that looks out over the pasture. The primary suite is split off the main level for privacy, with a tray ceiling and windows facing open land. A walk-in closet sized for a real wardrobe sits just off the bedroom, and the private ensuite carries dual vanities under round wood mirrors and a walk-in shower. Three more bedrooms share the main floor, plenty of space for an office, a studio, or a place to keep the guitars. Upstairs is its own quiet country. A fifth bedroom with a walk-in closet and full bath. A window is already framed behind the drywall, waiting for the next owner to let the light in. Out back, the screened lanai runs the length of the home and opens onto lawn that stretches to the tree line. Morning coffee with the sun rising and birds chirping. Evenings under stars you forgot existed. Egg hunts around the pond. Parties in the yard. Holidays where everyone actually fits. This house has hosted all of it. This is the Saint Cloud part of Saint Cloud, not the version you get from a subdivision. Here you're zoned for A-rated elementary and middle schools. The lakefront is minutes away. Lake Nona is a straightforward drive. Wild Florida is ten minutes down the road, with its drive-through safari and airboat rides. Pumpkin patches and U-pick farms in the fall. Rural without feeling remote. But it really isn't about all of that. It's about what happens when you turn off the road and the noise stops and you realize, somewhere between the pond and the porch, that you've been looking for this place for a long time. Some places you have to feel. This is one of them.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,621

Sqft

1.16 ac

Lot size

2

Garage

2022

Year built

Two

Levels

$286

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized
ExteriorFrench Doors · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$5,720/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Private
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,959 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$477
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$4,959/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$477
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $749K
$412KedgeAI estimate $434,493 · range $430K$437K$779K

vs edgeAI estimate

+72.4%

Days on market

85 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 4730 QUAIL ROOST ROAD

Drive times from this address

Universal Orlando46 min
Orlando Int’l Airport (MCO)46 min
Walt Disney World47 min
Downtown Orlando47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34772 — neighborhood snapshot

Population

33,542

Median age

39.9

Median income

$86,900

Median home value

$352,400

Avg household

3.05

Households w/ children

4,027

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 102% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $30K
Apr 29, 2026Listed at $779,000 · 85 days on market since
2022Built · S L & I C

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4730 QUAIL ROOST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4730 QUAIL ROOST ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4730 QUAIL ROOST ROAD FAQs

What would the monthly payment be for 4730 QUAIL ROOST ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,959/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4730 QUAIL ROOST ROAD?+

The most recent tax bill on record (2025) was $5,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4730 QUAIL ROOST ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $749,000, this home is listed about 76% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4730 QUAIL ROOST ROAD?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$749,000 runs 102% above the ST CLOUD 34772 median — but at 2,621 sqft it's also 33% larger than the typical St Cloud listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

85 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $779,000, now $749,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Chad Vaughan. MLS #O6398808.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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