1412 DIGARMO TERRACE, DELTONA, FL, 32725
Active107 days on marketListed Apr 14, 2026MLS #O6398669
About this home
1412 DIGARMO TERRACE
One or more photo(s) has been virtually staged. The BRAND NEW ROOF (2026) and full RE-PIPE (2026) headline this COMPLETELY UPDATED ~ MOVE-IN READY home in the heart of Deltona Lakes – where modern upgrades meet a spacious layout with NO HOA! Major systems have already been taken care of, including a NEWER A/C (2021), DOUBLE-PANE WINDOWS (2021), and WATER HEATER (2019), giving peace of mind from day one. Step inside to find ALL NEW WOOD LAMINATE FLOORING flowing seamlessly throughout and an open, SPLIT BEDROOM floor plan designed for both functionality and privacy. The FULLY RENOVATED KITCHEN is fresh and modern, featuring sleek stone countertops, STAINLESS STEEL APPLIANCES, ample cabinet storage, and a breakfast bar passthrough that keeps the home chef connected to the family room. The home is filled with natural light thanks to the large windows, while ceiling fans in the living room and all bedrooms add comfort throughout. The split layout places the primary suite on its own side of the home, offering a private retreat, with two additional bedrooms on the opposite side. Situated on a spacious .23 ACRE LOT with mature trees, this property offers both room to spread out and a peaceful setting. Enjoy mornings on the COVERED FRONT PORCH plus the convenience of a 2-car garage and plenty of outdoor space to personalize. Located just around the corner from Dewey O. Boster Sports Complex and with easy access to I-4, commuting is simple while still being close to outdoor recreation near Lake Monroe, shopping, and dining. A prime Deltona Lakes location with major upgrades already done – what are you waiting for? Schedule your tour today and fall in love with Digarmo Terrace!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,787
Sqft
0.25 ac
Lot size
2
Garage
1979
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.4%
$/sqft vs DELTONA LAKES UNIT 11
$204 vs $194
Days on market
107 vs 30 typical
Where $204/sqft sits among the 7 homes for sale in DELTONA LAKES UNIT 11
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
4 of 7
DELTONA LAKES UNIT 11 have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 1412 DIGARMO TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$250,000
1694 NANTUCKET STREET · same community
3 bd · 2 ba · 1,758 sqft · $142/sqft · 6 DOM
Sold · Feb ’26$390,000
1501 E NORMANDY BOULEVARD · same community
4 bd · 3.5 ba · 1,818 sqft · $215/sqft · 34 DOM
Sold · Sep ’25$378,990
1407 BIRWOOD STREET · same community
4 bd · 2 ba · 1,828 sqft · $207/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1412 DIGARMO TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1412 DIGARMO TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1412 DIGARMO TERRACE FAQs
What would the monthly payment be for 1412 DIGARMO TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,898/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1412 DIGARMO TERRACE?+
The most recent tax bill on record (2025) was $5,138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1412 DIGARMO TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $365,000, this home is listed about 14% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1412 DIGARMO TERRACE?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 22% above the DELTONA 32725 median.
02Time on market is leverage
107 days on market against a Deltona median of 30 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $365,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6398669.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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