TBD SW 128TH PLACE, OCALA, FL, 34473
Active115 days on marketListed Apr 10, 2026MLS #O6398078
About this home
TBD SW 128TH PLACE
Pre-Construction. To be built. In the heart of Florida’s renowned “Horse Country,” Ocala unfolds with rolling hills, lush pastures, and the natural beauty of the Ocala National Forest just beyond your doorstep. A vibrant historic downtown brings energy through dining, entertainment, and nightlife, while golf, tennis, and scenic outdoor escapes enrich the lifestyle. Within Marion Oaks, a deed-restricted community with no HOA, this setting strikes a balance between structure and flexibility. The Memphis in Marion Oaks is crafted with a strong sense of livability, blending comfort, function, and modern design. A covered front porch creates a warm and inviting arrival, leading into a welcoming foyer highlighted by 9-foot ceilings that carry throughout the main living areas. The open gathering space feels bright and expansive, enhanced by an additional window and six flush mount LED lights. EVP flooring flows seamlessly throughout the entire home, adding both durability and style, while the adjoining breakfast nook creates a relaxed setting for everyday dining. At the center of the home, the kitchen stands out with granite countertops, a tile backsplash, and a large island with extra seating. Its thoughtful layout connects effortlessly to the dining and living spaces, creating a natural hub for both daily living and entertaining. Secondary bedrooms are positioned with privacy in mind, providing comfortable accommodations for guests or a growing household. Tucked away at the rear, the primary suite serves as a peaceful retreat, complete with a walk-in closet and an ensuite bath featuring a spacious tiled shower with enclosure. Step outside to the screened-in lanai, where you can enjoy Florida’s sunshine in a comfortable, relaxed setting. Modern smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Added touches like professional landscaping and architectural shingles enhance both curb appeal and long-term durability. Set within the natural beauty and vibrant surroundings that define Ocala, The Memphis brings together thoughtful design and everyday comfort in a location that continues to inspire.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,602
Sqft
0.26 ac
Lot size
2
Garage
2026
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,116 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,116/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs MARION OAKS UN 07
$187 vs $165
Days on market
115 vs 43 typical
Where $187/sqft sits among the 13 homes for sale in MARION OAKS UN 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 13
MARION OAKS UN 07 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD SW 128TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$260,000
13115 SW 49TH AVENUE · same community
4 bd · 2 ba · 1,590 sqft · $164/sqft · 50 DOM
Sold · Dec ’25$295,000
3352 SW 127TH LANE ROAD · same community
4 bd · 2 ba · 1,578 sqft · $187/sqft · 264 DOM
Sold · Jun ’26$320,000
3599 SW 127TH LANE ROAD · same community
3 bd · 2 ba · 1,562 sqft · $205/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD SW 128TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD SW 128TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD SW 128TH PLACE FAQs
What would the monthly payment be for TBD SW 128TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,116/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD SW 128TH PLACE?+
The most recent tax bill on record (2025) was $694. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD SW 128TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $299,900, this home is priced right at the Ocala median.
Which schools are assigned to TBD SW 128TH PLACE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Bridgette Hoyt. MLS #O6398078.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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