David Ramirez
Pending
$332,500$344,9005 bd3 ba1,944 sqft$171 /sqft$2,778 /mo all-in ↓

1668 GOPHER TREE STREET, MASCOTTE, FL, 34753

Pending79 days on marketListed May 7, 2026MLS #O6398044

Priced 3% below the Mascotte medianReduced $12KSingle Family ResidenceLAKE JACKSON RDG PH 5

About this home

1668 GOPHER TREE STREET

Located at 1668 Gopher Tree St in Mascotte, this well-designed 5-bedroom, 3-bathroom home built in 2020 offers 1,944 square feet of thoughtfully designed living space. The residence features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, highlighted by tile flooring throughout the main living spaces and abundant natural light from well-placed windows. The kitchen is equipped with dark wood cabinetry, ample counter space, a central island, walk-in pantry, and included appliances, creating a practical and inviting setting for everyday living. The primary suite offers a spacious retreat with a large walk-in closet and an ensuite bathroom featuring dual vanities and a walk-in shower, while additional bedrooms provide comfortable accommodations with ample closet space. Step outside to enjoy a covered patio with a large lot, offering a great space for outdoor relaxation. Additional highlights include an indoor laundry area and a two-car garage. The home features a 6 year old roof, HVAC system and water heater, ensuring peace of mind and comfort for years to come. Conveniently located near shopping, dining, and major roadways with easy access to Clermont and Orlando, this property combines modern living with everyday accessibility in a peaceful community setting.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

1,944

Sqft

0.24 ac

Lot size

2

Garage

2020

Year built

One

Levels

$171

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorOther

Community & fees

HOA fee$32/mo
Taxes (2025)$5,781/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,778 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,957
FHA mortgage insurance (est.)$147
Property tax — 2025 actual bill$482
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,638Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,638
Interest rate6.00%
Loan term

Estimated payment

$2,778/mo

Principal & interest$1,957
FHA mortgage insurance (est.)$147
Property taxes (actual bill)$482
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Mascotte

Map of 1668 GOPHER TREE STREET

Drive times from this address

Downtown Orlando44 min
Universal Orlando47 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mascotte. See the full Mascotte guide →

The numbers that matter

The Mascotte market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$355K

Mascotte median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

Median sold price, Mascotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the Mascotte median. See the full Mascotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $332,500 $12K
May 7, 2026Listed at $344,900 · 79 days on market since
2020Built · LAKE JACKSON RDG PH 5

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1668 GOPHER TREE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1668 GOPHER TREE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1668 GOPHER TREE STREET FAQs

What would the monthly payment be for 1668 GOPHER TREE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,778/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1668 GOPHER TREE STREET?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1668 GOPHER TREE STREET?+

The most recent tax bill on record (2025) was $5,781. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1668 GOPHER TREE STREET?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mascotte?+

At $332,500, this home is listed about 3% below the Mascotte median of $342,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Mascotte market on paper

$332,500 is 3% below the Mascotte median of $342,500, and at $171/sqft it sits under the Mascotte average of $188.

02Time on market is leverage

79 days on market against a Mascotte median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $344,900, now $332,500 — a $12K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Carlos German. MLS #O6398044.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1668 GOPHER TREE STREET, MASCOTTE, FL — 5 Bed, 3 Bath — $332,500 | CENTURY 21 Edge