8205 SURF STREET, KISSIMMEE, FL, 34747
Active120 days on marketListed Apr 14, 2026MLS #O6398029
About this home
8205 SURF STREET
GORGEOUS VILLA IN MARGARITAVILLE RESORT ORLANDO! This AMAZING two-story townhome is ideally located on Surf Street next to the Cottages. Featuring an open-concept living and dining area with ceiling fan, wood-look tile flooring, abundant natural light, and an island kitchen with quartz countertops and stainless steel appliances. The home includes a full-size washer and dryer, three bedrooms with ceiling fans, and a first-floor bedroom for added convenience. The primary bedroom is located upstairs and features a king bed and en-suite bathroom with dual sinks. The door from the kitchen opens to a beautiful patio with lounge chairs and tropical landscaping, including palm trees and lush foliage — the perfect space to relax outdoors. List Price Includes Furniture/Housewares. Also Includes Blinds, Drapes, TVs, Artwork, Kitchen Necessities, Dishware, Linens, and so MUCH MORE! This is a Wonderful Community to Live in Full Time, Own a Second Home or Invest in a Vacation Rental Property! Unique First of its Kind Resort with Multiple Pools, Gym, On-Site Water Park, Sunset Walk Restaurants Bars, Live Music, Retail, Live Music and More! LOCATED MINUTES FROM DISNEY! It's A Lifestyle Choice For Those Who Want To Experience The Best Of Florida Living, Where Every Day Feels Like A Vacation!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,545
Sqft
0.03 ac
Lot size
2022
Year built
Two
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,794 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,794/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs ROLLING OAKS PH 7
$245 vs $246
Days on market
120 vs 55 typical
Where $245/sqft sits among the 10 homes for sale in ROLLING OAKS PH 7
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Margaritaville, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Margaritaville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Margaritaville is a short-term-rental community. See the full guide →
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 10
ROLLING OAKS PH 7 have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 8205 SURF STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$335,000
2920 ON THE ROCKS POINT · same community
3 bd · 3 ba · 1,545 sqft · $217/sqft · 143 DOM
Sold · May ’26$320,000
2923 CASTAWAY LANE · same community
3 bd · 3 ba · 1,545 sqft · $207/sqft · 320 DOM
Sold · Mar ’26$340,000
2929 CARIBBEAN SOUL DRIVE · same community
3 bd · 3 ba · 1,545 sqft · $220/sqft · 376 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8205 SURF STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8205 SURF STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8205 SURF STREET FAQs
What would the monthly payment be for 8205 SURF STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,794/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8205 SURF STREET?+
The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8205 SURF STREET?+
The most recent tax bill on record (2025) was $7,826. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8205 SURF STREET be rented short-term?+
Yes — this home sits inside Margaritaville, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8205 SURF STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $379,000, this home is priced right at the Kissimmee median.
The brief
Four things that matter here
01Zoned for nightly rentals
Margaritaville is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
120 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Suzanne Docobo. MLS #O6398029.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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