6643 LONGBOAT DRIVE, BROOKSVILLE, FL, 34604
Active114 days on marketListed Apr 13, 2026MLS #O6397986
About this home
6643 LONGBOAT DRIVE
ATTENTION Opportunity Knocks! Moving or relocating??? Make This Property Yours! Welcome to this beautifully maintained one-story single-family home located in the highly desirable and gated community of Sea Gate — featuring a low HOA and peaceful surroundings. Why rent when you can own? Situated on a large corner lot, this home offers privacy, comfort, and plenty of natural light. Pride of ownership shows throughout, with upgrades and excellent condition that bring peace of mind from the moment you walk in. Property Highlights: • Open-concept layout connecting kitchen & living area — perfect for entertaining • Spacious master bedroom with walk-in closet • Two split bedrooms with ample closet space • Guest bathroom with tub + additional linen storage • Upgraded appliances included • Screened garage & screened patio • Expansive fenced backyard — ideal for relaxing or hosting • Washer & dryer included Prime Location: Conveniently located near shopping, medical offices, hospitals, and a wide variety of restaurants — everything you need just minutes away! The owners love this home but are relocating closer to family — making this a motivated seller opportunity you don’t want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,504
Sqft
0.13 ac
Lot size
2
Garage
2020
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,227 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,227/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1%
$/sqft vs Brooksville actives
$186 vs $189
Days on market
114 vs 54 typical
Where $186/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brooksville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
BROOKSVILLE 34604 — neighborhood snapshot
Population
13,964
Median age
44.1
Median income
$85,111
Median home value
$272,300
Avg household
2.81
Households w/ children
1,336
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $295K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
209 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the BROOKSVILLE 34604 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 6643 LONGBOAT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$264,000
6601 LONGBOAT DRIVE · same community
3 bd · 2 ba · 1,516 sqft · $174/sqft · 145 DOM
Sold · Dec ’25$270,000
6620 LONGBOAT DRIVE · same community
3 bd · 2 ba · 1,535 sqft · $176/sqft · 75 DOM
Sold · May ’26$329,900
6561 SEAWAY DRIVE · same community
5 bd · 3 ba · 2,463 sqft · $134/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6643 LONGBOAT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6643 LONGBOAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6643 LONGBOAT DRIVE FAQs
What would the monthly payment be for 6643 LONGBOAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,227/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6643 LONGBOAT DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6643 LONGBOAT DRIVE?+
The most recent tax bill on record (2025) was $2,458. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6643 LONGBOAT DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $280,000, this home is listed about 17% below the Brooksville median of $337,950. The market section on this page shows how the area is trending.
Which schools are assigned to 6643 LONGBOAT DRIVE?+
Nature Coast Technical High (high), Powell Middle School (middle), Moton Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BROOKSVILLE 34604 market on paper
$280,000 is 14% below the BROOKSVILLE 34604 median of $325,000, and at $186/sqft it sits under the Brooksville average of $213.
02Time on market is leverage
114 days on market against a Brooksville median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $289,000, now $280,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRIPLE Z REALTY LLC · Angela Elozua. MLS #O6397986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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