400 20TH STREET E UNIT 1-6, BRADENTON, FL, 34208
Active110 days on marketListed Apr 10, 2026MLS #O6397977
About this home
400 20TH STREET E UNIT 1-6
6 UNIT MULTIPLEX FOR SALE: 20TH ST EAST BRADENTON This unique complex consists of a 2 story 4-plex building with four 1 BR / 1 bath apartments, a single-family house with 2 BR / 1 Bath, and a studio apartment. The property has an excellent leasing history, carefully screened and consistently renewing tenants, and is professionally maintained. The location of this complex is excellent, one block north of Manatee Avenue (Hwy 64), between that artery and the riverfront, in the rapidly expanding urban corridor of east Bradenton. It offers quick access to both I-75 and downtown, as well as to convenient retail. It is the only multi-family property in a quiet, single family neighborhood. The property is not in a flood zone. Property is zoned BR_T4-0, which permits multifamily, office, retail and a wide range of special uses and is ripe for redevelopment if desired. The complex is shaded by century old live oaks and overlooks a sunny meadow, so it is attractive and easy to lease. We have a strong market of tenants seeking an alternative to crowded, rabbit-warren apartment complexes. There is a laundry building on site for the use of the tenants, as well as a storage building and free standing garage for the owners. Parking is on-site, paved, and has dedicated spaces for each unit. There is a small fenced dog park area. The 4-plex has a new roof as of 2025. The single family house had a new roof in 2014, which was upgraded in 2025. All windows in both the 4-plex and single family house have been replaced in the last 3 years with contemporary, impact resistant windows. All HVAC units are professionally maintained annually. 4 of the 5 compressor / air handler systems are new within the past 3 years. All units are separately metered for electric and water. The design of the 4-plex includes front and rear common area entries with central staircases, so each apartment has large windows on 3 sides and no common walls with other apartments. The result is that the apartments feel more like single family homes with ample air and light. The one bedroom units have terrazzo flooring, with upstairs units adding carpet for sound buffering. The single family house has hardwood. This property offers an excellent, stable, and reliable investment return. It is also uniquely suited as an owner-occupied property with tenant income deferring all costs. Full sales packages including value calculations and terms are available to serious inquiries.
Facts & features
The home at a glance
6
Bedrooms
4,972
Sqft
0.57 ac
Lot size
1
Garage
1947
Year built
Multi/Split
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,720 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,720/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT APPLICABLE
$240 vs $355
Days on market
110 vs 53 typical
Where $240/sqft sits among the 13 homes for sale in NOT APPLICABLE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
5 of 13
NOT APPLICABLE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 239% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 20TH STREET E UNIT 1-6
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,795,000
502 WINTER GARDEN VINELAND ROAD UNIT R · same community
5 bd · 5.5 ba · 4,425 sqft · $406/sqft · 46 DOM
Sold · Mar ’26$710,000
2711 1ST AVENUE W · same community
4 bd · 3 ba · 2,844 sqft · $250/sqft · 14 DOM
Sold · Sep ’25$710,000
10810 WHEELER PLACE · same community
4 bd · 3 ba · 2,700 sqft · $263/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 20TH STREET E UNIT 1-6 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 20TH STREET E UNIT 1-6 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 20TH STREET E UNIT 1-6 FAQs
What would the monthly payment be for 400 20TH STREET E UNIT 1-6?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 400 20TH STREET E UNIT 1-6?+
The most recent tax bill on record (2025) was $7,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $1,195,000, this home is listed about 202% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 400 20TH STREET E UNIT 1-6?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHEVON EATON · Chevon Eaton. MLS #O6397977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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